24 David Rd, Somers, NY 10589 Property Records

Westchester County and Somers Town property record for 24 David Rd, Somers, NY 10589

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,842 sqft · built 1977
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Aug 2023)
Tax Bill	$19,469 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`555200 16.12-1-67`

Property Details

APN / Parcel Number

Primary APN	`555200 16.12-1-67`
Alternative APNs	`520001601200010670000000` `0553000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,842 sqft Living Area
1st Floor Area	1,654 sqft
2nd Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	47,480 sqft (1.09 acres)
Porch	Slab
Porch Area	450 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	0553000
Street Address	24 DAVID RD
City	SOMERS
State	NY
Zip	10589-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	1
Legal Lot Number	67.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	SOMERS
Census Block Group	1
Census Block	1004
Census Tract	14903

Owner

Source: Westchester County and Somers Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 DAVID RD, SOMERS, NY 10589-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Aug 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MTG BANKERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Aug 24, 2023 · Amount on Record
Deed Document Number	2023632213355
Record Updated	Oct 29, 2026

August 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 24, 2023
Property Address	24 DAVID RD, SOMERS, NY 10589-3008
Document Number	0632213355
Instrument Date	Aug 18, 2023
Instrument	632213355
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 DAVID RD, SOMERS, NY 10589-3008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 FISHER AVE APT I, I, EASTCHESTER, NY 10709-2625

Mortgage

Document Number	0632343066
Date	Aug 24, 2023
Instrument	632343066

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	24 DAVID RD, SOMERS, NY 10589-3008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0592133481
Date	Aug 1, 2019
Instrument	592133481

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	24 DAVID RD, SOMERS, NY 10589-3008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0592133482
Date	Aug 1, 2019
Instrument	592133482

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	24 DAVID RD, SOMERS, NY 10589-3008
Document Number	0592533245
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	RG AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HILLCREST DR MAHOPAC NY 105411740, MAHOPAC, NY 10541-1740

Mortgage

Document Number	0592533245
Date	Oct 16, 2019
Book Page	059253/003245

Lender

Name	NATIONWIDE MTG BANKERS INC
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

Source: Westchester County and Somers Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Somers Town
Unified School District	Somers Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,469.00 (+5.92%)
2025	$18,381.00	$79,300 (-) Land $12,900 Building $66,400	$896,045 (+10.51%) Land $145,763 Building $750,282
2024		$79,300 (-) Land $12,900 Building $66,400	$810,839 (-0.72%) Land $131,902 Building $678,937
2023		$79,300 (-) Land $12,900 Building $66,400	$816,684 (+11.33%) Land $132,853 Building $683,831
2022		$79,300 Land $12,900 Building $66,400	$733,580 Land $119,334 Building $614,246

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1980–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable	940 / 35

May also be available: Xfinity.

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