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24 Cypress Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 24 Cypress Ave, Saint Cloud, FL 34769 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage2,250 sqft Living Area
Lot Size15,028 sqft (0.345 acres)
OccupancyOwner Occupied
Last Sale$435,000 (2025)
Tax Bill$3,575.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0650-0001-0225
Alternative APNs
  • 263001065000010225
  • 80659

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,250 sqft Living Area
Gross Area2,802 sqft Gross Area
1st Floor1,918 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,028 sqft (0.345 acres)
Depth X Width150 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area483 sqft Garage
Porch Area499 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address24 CYPRESS AVE
CitySAINT CLOUD
StateFL
Zip34769-2509
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD BLVD LOTS IN GALION GARDENS PB 1 PG 140 LOT 22 LESS N 150 FT 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionLAKE FRONT ADD TO TOWN OF ST CLOUD
Legal Tract650
Legal Block225
Legal Lot Number22
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5005
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0650-0001-0225

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address24 CYPRESS AVE, SAINT CLOUD, FL 34769-2509
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 01, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEST HOME LENDING LLC
Aug 31, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
USAA
Jul 10, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2025 · Amount on Record
Deed SaleJul 08, 2025 · Amount on Record
Prior SaleAug 31, 2018 · Amount on Record
Deed Doc Number202583947
Deed Book / Page6814 / 1977
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateMay 01, 2026
Property Address24 CYPRESS AVE, SAINT CLOUD, FL 34769-2509
Document Number0000057482
Book / Page6964 / 1448
Instrument DateApr 24, 2026
Instrument202657482
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address24 CYPRESS AVE, SAINT CLOUD, FL 34769-2509

Mortgage

Document Number0000057482,
DateMay 01, 2026
Book Page6964/1448
Instrument202657482
Lender
NameNEST HOME LENDING LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.38%
Max Rate-1%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 31, 2018
Property Address24 CYPRESS AVE, SAINT CLOUD, FL 34769-2509
Document Number0053942075
Book / Page005394 / 002075
Instrument DateJul 10, 2018
Instrument132664
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyPUBLIC TITLE SERVICES LLC, PUBLIC TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address11407 TRANSLATION WAY #H ORLANDO FL 328327007, H, ORLANDO, FL 32832-7007

Mortgage

Document Number53942079
DateAug 31, 2018
Book Page005394/002079
Instrument132667
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2048

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address24 CYPRESS AVE, SAINT CLOUD, FL 34769-2509
Document Number0054642121
Instrument DateJul 10, 2018
Transaction TypeMortgage
Record UpdatedJan 31, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address24 CYPRESS AVE ST CLOUD FL 347692509, ST CLOUD, FL 34769-2509

Mortgage

Document Number0054642121
DateJan 17, 2019
Book Page005464/002121
Instrument7389
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,704.00 (+3.61%)$254,822 (+5.99%)$381,900 (+24.8%) Land $75,000 Building $306,900
2024$3,575.00 (+2.7%)
2023$3,481.00 (+3.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$240,429 (+3%)$306,000 (+20.38%) Land $65,000 Building $241,000
2022$3,357.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$233,427$254,200 Land $55,000 Building $199,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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