24 Cowan St, Suffield, CT 06078 Property Records

Suffield Town property record for 24 Cowan St, Suffield, CT 06078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,100 sqft · built 1986
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Oct 2024)
Tax Bill	$4,497 (2025)
Deeds & Mortgages	Oct 2024 Sale Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R85582`

Property Details

APN / Parcel Number

Primary APN	`R85582`
Alternative APN	`SUFF M:0085H B:00054 L:0071B`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	2,532 sqft
Basement Area	1,056 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	R85582
Street Address	24 COWAN ST
City	SUFFIELD
State	CT
Zip	06078-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Block	54
Legal Lot Number	71B
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	1
Census Block	1013
Census Tract	477103

Owner

24 Cowan St is owned by an individual who bought it in October 2024.

Source: Suffield Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	288 ROOD AVE, WINDSOR, CT 06095-3518
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Warranty Deed, Transfer
Nov 5, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2024 · Amount on File
Deed Sale	Oct 24, 2024 · Amount on File
Prior Sale	Jan 11, 2019 · Amount on File
Deed Book / Page	591 / 700
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Oct 24, 2024
Property Address	24 COWAN ST, SUFFIELD, CT 06078-1406
Document Number	000591-700
Book / Page	591 / 700
Instrument Date	Oct 8, 2024
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 ROOD AVE, WINDSOR, CT 06095-3518

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	24 COWAN ST, SUFFIELD, CT 06078-1406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	552-1116
Date	Nov 5, 2020
Book Page	552/1116
Instrument	2311570010

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 24 Cowan St was $4,497.

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,497.00	$192,080 Land $36,820 Building $155,260	$134,456 Land $25,774 Building $108,682
2024	$4,497.00 (+17.08%)
2023	$3,841.00	$134,260 (-) Land $36,890 Building $97,370
2022	$3,841.00	$134,260 Land $36,890 Building $97,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 24 Cowan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Cowan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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