Hampshire County and Ware Town property record for 24 Cottage St, Ware, MA 01082 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1880 |
| Square Footage | 2,201 sqft Living Area |
| Lot Size | 19,175 sqft (0.44 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $166,500 (2019) |
| Tax Bill | $3,108.00 (2025) |
Source: Hampshire County and Ware Town records · APN WARE M:00061 B:00000 L:00084
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 COTTAGE ST, WARE, MA 01082-1150 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 21, 2019 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Prior Sale | Aug 30, 2012 · Amount on Record |
| Deed Book / Page | 13297 / 184 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARE MA |
| Property Address | 24 COTTAGE ST, WARE, MA 01082-1150 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 014516-284 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 14516/284 |
| Instrument | 7556 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | WARE MA |
| Recording Date | Jun 21, 2019 |
| Property Address | 24 COTTAGE ST, WARE, MA 01082-1150 |
| Document Number | 13297-184 |
| Book / Page | 13297 / 184 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 10436 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 HASTINGS ST, CHICOPEE, MA 01020-1810 |
| Document Number | 10437 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 10437 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampshire County and Ware Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Ware Town |
| Unified School District | Ware School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,108.00 (+5.93%) | $206,400 (+21.41%) Land $29,000 Building $177,400 | $298,015 (+11.16%) |
| 2024 | $268,090 | ||
| 2023 | $2,934.00 | $170,000 Land $25,800 Building $144,200 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | WARE M:00061 B:00000 L:00084 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,201 sqft Living Area |
| Gross Area | 4,326 sqft Gross Area |
| Basement Area | 1,157 sqft Basement |
| Unfinished Basement | 1,157 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 19,175 sqft (0.44 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 743 |
|---|---|
| Street Address | 24 COTTAGE ST |
| City | WARE |
| State | MA |
| Zip | 01082-1150 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 84 |
| Jurisdiction | WARE MA |
| Minor Civil Division | WARE |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 820102 |
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