24 Cottage St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 24 Cottage St, Peabody, MA 01960

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,948 sqft · built 1900
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Tax Bill$5,527 (2026)
Deeds & MortgagesSep 2020 Refinance
Flood ZoneZone X (minimal risk)
APNPEAB M:0095 B:0258

Property Details

APN / Parcel Number

Primary APNPEAB M:0095 B:0258
Alternative APN
  • 11318

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,948 sqft Living Area
1st Floor Area1,948 sqft
Basement Area36 sqft
Unfinished Basement36 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1999
Architectural StyleOther
Exterior MaterialWood Siding
Lot Area5,001 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number11318
Street Address24 COTTAGE ST
CityPEABODY
StateMA
Zip01960-6055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionSUTTON HEIGHTS
Legal Block258
JurisdictionPEABODY MA
Township / Civil DivisionPEABODY
Census Block Group4
Census Block4003
Census Tract210700

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address24 COTTAGE ST, PEABODY, MA 01960-6055
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEABODY MA
Property Address24 COTTAGE ST, PEABODY, MA 01960-6055
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38914-107
DateSep 9, 2020
Book Page38914/107
Instrument20200909000580
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityPeabody City
Unified School DistrictPeabody School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,527.00 (+13.51%)$583,600 (+10.99%) Land $217,500 Building $366,100$630,737 (+2.08%)
2025$4,869.00 (+3.79%)$525,800 (+2.22%) Land $201,400 Building $324,400$617,880
2024$4,691.00 (+6.25%)$514,400 (+10.91%) Land $201,400 Building $313,000
2023$4,415.00$463,800 Land $175,200 Building $288,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEABODY WATER DEPT.
serves 54,481 people · EPA ID MA3229000
Water SourceSurface water
Last State InspectionMay 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20

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