24 Cline Dr, Massena, NY 13662 Property Records

St. Lawrence County and Louisville Town property record for 24 Cline Dr, Massena, NY 13662

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1955
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Nov 2004)
Tax Bill	$3,830 (2026)
Deeds & Mortgages	May 2024 Line of Credit Jun 2020 Loan Modification + 2 more
APN	`405289 9.057-4-34`

Property Details

APN / Parcel Number

Primary APN	`405289 9.057-4-34`
Alternative APN	`528900905700040340000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	500 sqft
Porch	Slab
Porch Area	290 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	405289 9.057-4-34
Street Address	24 CLINE DR
City	MASSENA
State	NY
Zip	13662-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SP75000
Legal Block	4
Legal Lot Number	34.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	LOUISVILLE
Census Block Group	3
Census Block	3009
Census Tract	490400

Owner

24 Cline Dr is owned and occupied by two individuals who bought it in November 2004.

Source: St. Lawrence County and Louisville Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	24 CLINE DR, MASSENA, NY 13662-3132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit MASSENA SLA
Jun 2, 2020	Loan Modification, Mortgage · Line of Credit MASSENA S&L
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit MASSENA S&L
Jun 9, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage MASSENA S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2004 · Amount on File
Deed Sale	Nov 10, 2004 · Amount on File
Prior Sale	Apr 29, 2002 · Amount on File
Deed Book / Page	2004 / 21048
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	24 CLINE DR, MASSENA, NY 13662-3132
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004299
Date	May 1, 2024
Instrument	R-2024-00004299

Lender

Name	MASSENA SLA
Type	Bank
Address	MASSENA, NY 13662

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LAWRENCE NY
Property Address	24 CLINE DR, MASSENA, NY 13662-3132
Document Number	0000005469
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CLINE DR MASSENA NY 136623132, MASSENA, NY 13662-3132

Mortgage

Document Number	0000005469
Date	Jun 8, 2020
Instrument	5469

Lender

Name	MASSENA S&L
Address	MASSENA, NY 13662

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	24 CLINE DR, MASSENA, NY 13662-3132
Document Number	0000015958
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24 CLINE DR MASSENA NY 136623132, MASSENA, NY 13662-3132

Mortgage

Document Number	0000015958
Date	Nov 28, 2018
Instrument	15958

Lender

Name	MASSENA S&L
Address	MASSENA, NY 13662

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 27, 2038

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jun 9, 2017
Property Address	24 CLINE DR, MASSENA, NY 13662-3132
Document Number	0000007518
Instrument Date	Jun 7, 2017
Instrument	7518
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24 CLINE DR MASSENA NY 136623132, MASSENA, NY 13662-3132

Mortgage

Document Number	7519
Date	Jun 9, 2017
Instrument	7519

Lender

Name	MASSENA S&L ASSN
Type	Federal Savings Bank
Address	MASSENA, NY 13662

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 8, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 24 Cline Dr was $3,830 with a homeowner's exemption, up 3.3% from the year before.

Source: St. Lawrence County and Louisville Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Louisville Town
Unified School District	Massena Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,830.00 (+3.32%) Homeowner's exemption
2025	$3,707.00	$165,000 Land $18,100 Building $146,900	$165,000 Land $18,100 Building $146,900
2023		$91,400 Land $10,200 Building $81,200	$140,615 Land $15,692 Building $124,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 24 Cline Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Cline Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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