Hampden County and Ludlow Town property record for 24 Clark St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,508 sqft · built 1969 |
| Lot Size | 0.574 acres (25,003 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $38,000 (Dec 1977) |
| Tax Bill | $6,095 (2026) |
| Deeds & Mortgages | Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:003-04150 B:40 L:0 |
| Primary APN | M:003-04150 B:40 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 4,314 sqft |
| Basement Area | 1,460 sqft |
| Unfinished Basement | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,003 sqft (0.574 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2389 |
|---|---|
| Street Address | 24 CLARK ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 4150 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 810414 |
24 Clark St is owned and occupied by two individuals who bought it in December 1977.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 CLARK ST, LUDLOW, MA 01056-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 1977 · Amount on File |
| Deed Sale | Dec 15, 1977 · Amount on File |
| Deed Book / Page | 4528 / 10 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Aug 4, 2017 |
| Property Address | 24 CLARK ST, LUDLOW, MA 01056-1210 |
| Document Number | 21798-288 |
| Book / Page | 021798 / 000288 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 44914 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 24 CLARK ST LUDLOW MA 010561210, LUDLOW, MA 01056-1210 |
The 2026 property tax bill for 24 Clark St was $6,095, down 0.1% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,095.00 (-0.07%) | $380,700 (+8.31%) Land $86,700 Building $294,000 | $344,977 (+4.47%) |
| 2025 | $6,099.00 (+4.31%) | $351,500 (+8.76%) Land $78,800 Building $272,700 | $330,220 (+4.48%) |
| 2024 | $5,847.00 (+5.33%) | $323,200 (+13.6%) Land $80,200 Building $243,000 | $316,065 |
| 2023 | $5,551.00 | $284,500 Land $66,600 Building $217,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Clark St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 24 Clark St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GoNetspeed.
5G (outdoors only) and 4G LTE
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