24 Cherry Tree Pl, Harrisburg, IL 62946 Property Records

Saline County property record for 24 Cherry Tree Pl, Harrisburg, IL 62946

Property Summary

Property Type	Single Family Home
Lot Size	0.555 acres (24,199 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jul 2021)
Tax Bill	$5,357 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-2-092-16`

Property Details

APN / Parcel Number

Primary APN	`06-2-092-16`

Exterior

Lot Area	24,199 sqft (0.555 acres)

Location & Zoning

Street Address	24 CHERRY TREE PL
City	HARRISBURG
State	IL
Zip	62946-5266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S ,T ,R ,Q ,L003,B000 COUNTRY CLUB HILLS 8TH PLAT PT LOT 3 2214/961 7/21 W/D 08-22-298-008-0040
Legal Subdivision	COUNTRY CLUB HILLS 08
Legal Lot Number	3
Jurisdiction	SALINE IL
Township / Civil Division	HARRISBURG
Census Block Group	2
Census Block	2056
Census Tract	956200

Owner

24 Cherry Tree Pl is owned and occupied by an individual who acquired it in November 2025.

Source: Saline County records, as of January 9, 2026

Owner of Record	Individual Name on File
Mailing Address	24 CHERRY TREE PL, HARRISBURG, IL 62946-5266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK NA
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK NA
Mar 6, 2019	Warranty Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Prior Sale	Mar 6, 2019 · Amount on File
Deed Document Number	2021277970
Deed Book / Page	2214 / 961
Last Transfer Date	Nov 20, 2025
Transfer Doc	0000291240
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Jul 27, 2021
Property Address	24 CHERRY TREE PL, HARRISBURG, IL 62946-5266
Document Number	2214/961
Book / Page	2214 / 961
Map Reference	MB 2 PG 102
Instrument Date	Jul 26, 2021
Instrument	277970
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 CHERRY TREE PL, HARRISBURG, IL 62946-5266

Mortgage

Document Number	277971
Date	Jul 27, 2021
Instrument	277971

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	2214/979
Date	Jul 27, 2021
Book Page	2214/979
Instrument	277972

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	24 CHERRY TREE PL, HARRISBURG, IL 62946-5266
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2198/533
Date	Sep 23, 2020
Book Page	2198/533
Instrument	274989

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Mar 6, 2019
Property Address	24 CHERRY TREE PL, HARRISBURG, IL 62946-5266
Document Number	2171/0714
Book / Page	2171 / 0714
Map Reference	MB 2 PG 102
Instrument Date	Mar 6, 2019
Instrument	270149
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CHERRY TREE PL, HARRISBURG, IL 62946-5266

Mortgage

Document Number	270150
Date	Mar 6, 2019
Instrument	270150

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	Harrisburg Township
Municipality	Harrisburg City
Unified School District	Harrisburg Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,357.00 Homeowner's exemption	$65,847 Land $7,509 Building $58,338	$197,541 Land $22,527 Building $175,014
2022		$52,613 (+8.2%) Land $6,000 Building $46,613	$157,839 (+8.2%) Land $18,000 Building $139,839
2021	$4,420.00 Homeowner's exemption	$48,627 Land $6,185 Building $42,442	$145,881 Land $18,555 Building $127,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24 Cherry Tree Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Cherry Tree Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISBURG serves 8,524 people · EPA ID IL1650200
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Futiva Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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