24 Chapel St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 24 Chapel St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,571 sqft · built 1902
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Oct 2022)
Tax Bill	$9,989 (2025)
Deeds & Mortgages	Sep 2019 Refinance Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00813-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`02-00813-0000-00038`
Alternative APN	`020081300038`

Interior

Stories	2 Stories
Building Area	1,571 sqft Living Area

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Multi-Family
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020081300038
Street Address	24 CHAPEL ST
City	BLOOMFIELD
State	NJ
Zip	07003-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	50 X 100
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	813
Legal Lot Number	38
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1004
Census Tract	15100

Owner

24 Chapel St is owned and occupied by an individual who bought it in October 2022.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	24 CHAPEL ST, BLOOMFIELD, NJ 07003-3931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 25, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage QUONTIC BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2022 · Amount on File
Deed Sale	Oct 25, 2022 · Amount on File
Prior Sale	Aug 25, 2014 · Amount on File
Deed Document Number	202295087
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	24 CHAPEL ST, BLOOMFIELD, NJ 07003-3931
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087263
Date	Sep 16, 2019
Instrument	2019087263

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 25, 2022
Property Address	24 CHAPEL ST, BLOOMFIELD, NJ 07003-3931
Document Number	0000095087
Instrument Date	Aug 23, 2022
Instrument	2022095087
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 REDMAN TER, WEST CALDWELL, NJ 07006-7912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CHAPEL ST, BLOOMFIELD, NJ 07003-3931

Mortgage

Document Number	0000095088
Date	Oct 25, 2022
Instrument	2022095088

Lender

Name	QUONTIC BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 24 Chapel St was $9,989, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,300 (-) Land $123,900 Building $162,400	$286,300 (-) Land $123,900 Building $162,400
2025	$9,989.00 (+2.86%)	$286,300 Land $123,900 Building $162,400	$286,300 Land $123,900 Building $162,400
2024	$9,711.00
2023		$286,300 Land $123,900 Building $162,400	$286,300 Land $123,900 Building $162,400
2022	$9,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Chapel St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1991–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24 Chapel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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