24 Central St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 24 Central St, Andover, MA 01810

Property Summary

Property Type	Parking Lot
Details	3 bd
Lot Size	0.222 acres (9,657 sqft)
Owner	Company Name on Record
Last Sale	$4,850,000 (Mar 2018)
Tax Bill	$11,696 (2025)
Deeds & Mortgages	Nov 2020 Refinance Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00055 B:00084 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00055 B:00084 L:00000`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms

Exterior

Architectural Style	Other
Lot Area	9,657 sqft (0.222 acres)

Location & Zoning

Street Address	24 CENTRAL ST
City	ANDOVER
State	MA
Zip	01810
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Local Zoning Code	SRA
Legal Block	84
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2013
Census Tract	254200

Owner

Source: Essex County and Andover Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	355 MIDDLESEX AVE, WILMINGTON, MA 01887-2162
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SERVICE CU
Mar 23, 2018	Quit Claim Deed, Transfer BANK OF NEW ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on Record
Deed Sale	Mar 23, 2018 · Amount on Record
Prior Sale	Sep 10, 1993 · Amount on Record
Deed Book / Page	15426 / 102
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	24 CENTRAL ST, ANDOVER, MA 01810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16613-290
Date	Nov 19, 2020
Book Page	16613/290
Instrument	32751

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Mar 23, 2018
Property Address	24 CENTRAL ST, ANDOVER, MA 01810
Document Number	15426-102
Book / Page	015426 / 000102
Instrument Date	Mar 16, 2018
Instrument	6587
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,116.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	355 MIDDLESEX AVE WILMINGTON MA 018872162, WILMINGTON, MA 01887-2162

Mortgage

Document Number	15426-116
Date	Mar 23, 2018
Book Page	015426/000116
Instrument	6589

Lender

Name	BANK OF NEW ENGLAND
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,696.00 (+0.18%)	$481,100 (+5%) Land $469,900 Building $11,200
2024	$11,675.00 (+2.29%)	$458,200 (+9.67%) Land $447,600 Building $10,600
2023	$11,414.00	$417,800 Land $406,800 Building $11,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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