Campbell County property record for 24 Cedar Pt, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,966 sqft · built 1988 |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Jun 2023) |
| Tax Bill | $5,393 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-714.00 |
| Primary APN | 999-99-17-714.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,966 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Dimensions | 371 ft deep x 44 ft wide |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999917714.00 |
|---|---|
| Street Address | 24 CEDAR PT |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 LOCUST POINT SUBD |
| Legal Subdivision | LOCUST POINT |
| Legal Lot Number | 23 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 52900 |
Source: Campbell County records · APN 999-99-17-714.00
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 24 CEDAR PT, COLD SPRING, KY 41076-1742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Nov 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Apr 03, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Sep 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on Record |
| Deed Sale | Jun 29, 2023 · Amount on Record |
| Prior Sale | Apr 03, 2019 · Amount on Record |
| Deed Document Number | 5180479 |
| Deed Book / Page | D852 / 264 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 29, 2023 |
| Property Address | 24 CEDAR PT, COLD SPRING, KY 41076-1742 |
| Document Number | 0005180479 |
| Book / Page | D852 / 264 |
| Map Reference | CAB 15-A |
| Instrument Date | Jun 27, 2023 |
| Instrument | 5180479 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 608 CENTRE ST, LOVELAND, OH 45140-2369 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 24 CEDAR PT, COLD SPRING, KY 41076-1742 |
| Document Number | 0005180483 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 5180483 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 24 CEDAR PT, COLD SPRING, KY 41076-1742 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0005143144 |
|---|---|
| Date | Nov 04, 2021 |
| Book Page | M2315/573 |
| Instrument | 5143144 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Apr 03, 2019 |
| Property Address | 24 CEDAR PT, COLD SPRING, KY 41076-1742 |
| Document Number | 0005089398 |
| Book / Page | D801 / 872 |
| Map Reference | CAB 15-A |
| Instrument Date | Mar 28, 2019 |
| Instrument | 5089398 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 CEDAR PT, 24, COLD SPRING, KY 41076-1742 |
| Name | Verified Name |
|---|---|
| Address | 24 CEDAR PT, COLD SPRING, KY 41076-1742 |
| Document Number | 0005089399 |
|---|---|
| Date | Apr 03, 2019 |
| Instrument | 5089399 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 24 CEDAR PT, COLD SPRING, KY 41076-1742 |
| Document Number | 0005062589 |
| Book / Page | 002122 / 000202 |
| Instrument Date | Sep 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24 CEDAR PT COLD SPRING KY 410761742, COLD SPRING, KY 41076-1742 |
| Document Number | 0005062589 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 002122/000202 |
| Instrument | 5062589 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 10, 2032 |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,393.00 (+21.79%) | $445,000 (+20.6%) Land $75,000 Building $370,000 | $445,000 (+20.6%) Land $75,000 Building $370,000 |
| 2023 | $4,428.00 (+13.36%) | $369,000 (+18.08%) Land $75,000 Building $294,000 | $369,000 (+18.08%) Land $75,000 Building $294,000 |
| 2022 | $3,906.00 | $312,500 Land $43,000 Building $269,500 | $312,500 Land $43,000 Building $269,500 |
Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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