Louisa County property record for 24 Cattail Loop, Zion Crossroads, VA 22942
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,845 sqft · built 2017 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $403,000 (Jul 2022) |
| Tax Bill | $3,304 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36A 3 7 |
| Primary APN | 36A 3 7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,845 sqft Living Area |
| 1st Floor Area | 1,432 sqft |
| Basement Area | 1,432 sqft |
| Unfinished Basement | 1,432 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 115 sqft |
| Deck Area | 140 sqft |
| Patio Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 27184 |
|---|---|
| Street Address | 24 CATTAIL LOOP |
| City | ZION CROSSROADS |
| State | VA |
| Zip | 22942-6973 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RD |
| Legal Description | SPRING CREEK TOWNHOUSES PHASE A PLAT 1483/809 SEC 3 LOT 7 DB 1853/946 0.110 AC |
| Legal Subdivision | SPRING CREEK |
| Legal Phase | A |
| Legal Lot Number | 7 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | GREEN SPRING |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950301 |
24 Cattail Loop, a townhouse, is owned and occupied by two individuals who bought it in July 2022.
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 CATTAIL LOOP, ZION CROSSROADS, VA 22942-6973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jul 8, 2022 | Deed, Transfer · Stand-Alone First Mortgage TRUIST BANK |
| May 4, 2018 | Bargain and Sale Deed, Transfer · VA Mortgage AMERICAN BANCSHARES MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on File |
| Deed Sale | Jul 8, 2022 · Amount on File |
| Prior Sale | May 4, 2018 · Amount on File |
| Deed Document Number | 20227097 |
| Deed Book / Page | 1853 / 946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 24 CATTAIL LOOP, ZION CROSSROADS, VA 22942-6973 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | FORT SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 001753/505 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 1753/505 |
| Instrument | 202100004408 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jul 8, 2022 |
| Property Address | 24 CATTAIL LOOP, ZION CROSSROADS, VA 22942-6973 |
| Document Number | 001853/946 |
| Book / Page | 1853 / 946 |
| Map Reference | MB 1483 PG 811 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 202200007097 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 24 CATTAIL LOOP, ZION CROSSROADS, VA 22942-6973 |
| Document Number | 0001853949 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 1853/949 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | May 4, 2018 |
| Property Address | 24 CATTAIL LOOP, ZION CROSSROADS, VA 22942-6973 |
| Document Number | 01560/0689 |
| Book / Page | 1560 / 0689 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 1800004290 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $334.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 24 CATTAIL LOOP, ZION CROSSROADS, VA 22942-6973 |
| Document Number | 01560/0693 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 1560/0693 |
| Instrument | 180004291 |
| Name | AMERICAN BANCSHARES MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HIALEAH, FL 33016 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 24 Cattail Loop was $3,304, up 2.1% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,900 (+6.08%) Land $97,800 Building $389,100 | $486,900 (+6.08%) Land $97,800 Building $389,100 | |
| 2025 | $3,304.00 (+2.07%) | $459,000 Land $110,000 Building $349,000 | $459,000 Land $110,000 Building $349,000 |
| 2024 | $3,237.00 | ||
| 2023 | $404,600 Land $110,000 Building $294,600 | ||
| 2022 | $335.00 | $404,600 Land $110,000 Building $294,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Cattail Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 24 Cattail Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISA COUNTY ZION CROSSROADS serves 2,903 people · EPA ID VA2109990 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Radium resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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