Franklin County property record for 24 Calypso Rd, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,242 sqft · built 2021 |
| Lot Size | 1.07 acres (46,783 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jun 2015) |
| Tax Bill | $6,666 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032 07-029 00 |
| Primary APN | 032 07-029 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,242 sqft Living Area |
| Gross Area | 4,253 sqft |
| 1st Floor Area | 2,243 sqft |
| Basement Area | 2,242 sqft |
| Finished Basement | 2,056 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 46,783 sqft (1.07 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 553 sqft |
| Driveway | Paver Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Deck Area | 13 sqft |
| Patio Area | 984 sqft |
| Storage Building | Storage Building |
| Boat Access | Boat Access |
| Boat House | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 36283 |
|---|---|
| Street Address | 24 CALYPSO RD |
| City | MONETA |
| State | VA |
| Zip | 24121-5391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | MONTEGO BAY LOT 29 |
| Legal Subdivision | MONTEGO BAY |
| Legal Lot Number | 29 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20104 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24 CALYPSO RD, MONETA, VA 24121-5391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Jan 5, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2015 · Amount on Record |
| Deed Sale | Jun 18, 2015 · Amount on Record |
| Deed Document Number | 20153688 |
| Deed Book / Page | 1063 / 1683 |
| Last Transfer Date | Dec 1, 2020 |
| Transfer Doc | 0011540911 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 24 CALYPSO RD, MONETA, VA 24121-5391 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | FIRST EXCEL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0011900690 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 1190/690 |
| Instrument | 220007150 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 24 CALYPSO RD, MONETA, VA 24121-5391 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Title Company | FIRST EXCEL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0011672011 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 1167/2011 |
| Instrument | 210007187 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 1, 2022 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Jan 5, 2021 |
| Property Address | 24 CALYPSO RD, MONETA, VA 24121-5391 |
| Document Number | 0011540911 |
| Book / Page | 001154 / 000911 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 138 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 EDWARDS FERRY RD NE #E LEESBURG VA 201762302, E, LEESBURG, VA 20176-2302 |
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,666.00 (+21.4%) | $1,550,400 (+59.57%) Land $310,000 Building $1,240,400 | $1,550,400 (+59.57%) Land $310,000 Building $1,240,400 |
| 2023 | $5,491.00 | $971,600 (+7.93%) Land $305,000 Building $666,600 | $971,600 (+7.93%) Land $305,000 Building $666,600 |
| 2022 | $900,200 Land $305,000 Building $595,200 | $900,200 Land $305,000 Building $595,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SMLW Broadband Fixed Wireless | 1,000 / 100 |
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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