24 Bay Rd, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 24 Bay Rd, Hadley, MA 01035

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4 bd · 2 ba · 2,017 sqft · built 1900
Lot Size	3.34 acres (145,813 sqft)
Owner	Company Name on Record
Last Sale	$727,500 (May 2004)
Tax Bill	$3,506 (2026)
Deeds & Mortgages	Jul 2022 Refinance Mar 2022 Refinance
APN	`HADL M:0004C B:0045 L:0000`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0004C B:0045 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,017 sqft Living Area
Gross Area	4,335 sqft
Basement Area	1,273 sqft
Unfinished Basement	1,273 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	145,813 sqft (3.34 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	24 BAY RD
City	HADLEY
State	MA
Zip	01035-9509
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	B
Legal Block	45
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1009
Census Tract	821400

Owner

Source: Hampshire County and Hadley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	24 BAY RD, HADLEY, MA 01035-9509
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Mar 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2004 · Amount on Record
Deed Sale	May 21, 2004 · Amount on Record
Deed Book / Page	7813 / 111
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	24 BAY RD, HADLEY, MA 01035-9509
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014632-247
Date	Jul 29, 2022
Book Page	14632/247
Instrument	16024

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADLEY MA
Property Address	24 BAY RD, HADLEY, MA 01035-9509
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014475-268
Date	Mar 4, 2022
Book Page	14475/268
Instrument	4663

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,506.00 (-91.93%)	$305,900 (-91.81%) Land $141,300 Building $164,600	$463,680
2025	$43,423.00 (+2.11%)	$3,733,700 (-) Land $855,700 Building $2,878,000
2024	$42,527.00 (-1.3%)	$3,733,700 (-) Land $855,700 Building $2,878,000
2023	$43,087.00	$3,733,700 Land $855,700 Building $2,878,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	20 (1984–2023)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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