24 Arrow St, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 24 Arrow St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1930
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,500 (Aug 2018)
Tax Bill	$3,158 (2026)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`012689 16.7-7-31`

Property Details

APN / Parcel Number

Primary APN	`012689 16.7-7-31`
Alternative APNs	`268901600700070310000000` `01600700070310000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	322 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600700070310000000
Street Address	24 ARROW ST
City	SCHENECTADY
State	NY
Zip	12304-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOTS 40-41 N-22 E-25 LANSING RD SO S-30-21.9
Legal Subdivision	WILLIAM GIFFORD
Legal Block	7
Legal Lot Number	31.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2017
Census Tract	13803

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 ARROW ST, SCHENECTADY, NY 12304-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2018	Warranty Deed, Transfer · ARM CAPITAL COMMUNICATIONS FCU
Aug 20, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018 · Amount on Record
Deed Sale	Aug 20, 2018 · Amount on Record
Deed Document Number	201818562
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Aug 20, 2018
Property Address	24 ARROW ST, SCHENECTADY, NY 12304-4403
Document Number	0000008562
Instrument Date	Aug 2, 2018
Instrument	R2018-18562
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 ARROW ST, 24, SCHENECTADY, NY 12304-4403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	75 BONNER AVE, SCHENECTADY, NY 12304-4510

Mortgage

Document Number	0000018563
Date	Aug 20, 2018
Instrument	R2018-18563

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Aug 20, 2018
Property Address	24 ARROW ST, SCHENECTADY, NY 12304-4403
Document Number	0020188562
Book / Page	002018 / 018562
Instrument Date	Aug 2, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ARROW ST SCHENECTADY NY 123044403, SCHENECTADY, NY 12304-4403

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,158.00 (-9.72%)
2025	$3,498.00 (+16.64%)	$67,000 (-) Land $13,400 Building $53,600	$153,300 (+16.67%) Land $30,660 Building $122,640
2023		$67,000 (-) Land $13,400 Building $53,600	$131,400 (+9.34%) Land $26,280 Building $105,120
2022		$67,000 Land $13,400 Building $53,600	$120,179 Land $24,036 Building $96,143
2021	$2,999.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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