24 Arnold St, Middletown, CT 06457 Property Records

Middletown City property record for 24 Arnold St, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1950
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2010)
Tax Bill	$8,191 (2026)
Deeds & Mortgages	Aug 2023 Refinance Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:37 L:0171`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:37 L:0171`
Alternative APN	`R06827`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,968 sqft
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R06827
Street Address	24 ARNOLD ST
City	MIDDLETOWN
State	CT
Zip	06457-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	171
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3010
Census Tract	680200

Owner

24 Arnold St is owned and occupied by two individuals who bought it in May 2010.

Source: Middletown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 ARNOLD ST, MIDDLETOWN, CT 06457-5402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Jun 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SEASONS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2010 · Amount on File
Deed Sale	May 14, 2010 · Amount on File
Prior Sale	Sep 1, 2009
Deed Book / Page	1697 / 240
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	24 ARNOLD ST, MIDDLETOWN, CT 06457-5402
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002078-535
Date	Aug 8, 2023
Book Page	2078/535

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	24 ARNOLD ST, MIDDLETOWN, CT 06457-5402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1971-331
Date	Jun 15, 2020
Book Page	1971/331
Instrument	3535470013

Lender

Name	SEASONS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 24 Arnold St was $8,191.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,191.00	$212,150 (-) Land $64,460 Building $147,690	$376,505 (+153.53%)
2025		$212,150 (-) Land $64,460 Building $147,690	$148,505 Land $45,122 Building $103,383
2024	$7,852.00 (+4.53%)	$212,150 (-) Land $64,460 Building $147,690
2023	$7,512.00 (+24.41%)	$212,150 (+44.96%) Land $64,460 Building $147,690
2022	$6,038.00	$146,350 Land $42,970 Building $103,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Arnold St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Arnold St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arnold St

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