24 Arbor Point Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 24 Arbor Point Ct, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,445 sqft · built 1996
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Oct 2020)
Tax Bill	$3,688 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A973000641`

Property Details

APN / Parcel Number

Primary APN	`A973000641`
Alternative APN	`3-0116-7509-00-0047.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,445 sqft Living Area
Gross Area	3,411 sqft
1st Floor Area	1,518 sqft
Basement Area	1,486 sqft
Finished Basement	927 sqft
Unfinished Basement	559 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A973000641
Street Address	24 ARBOR POINT CT
City	SAINT CHARLES
State	MO
Zip	63303-5301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF1
Legal Description	SUMMIT AT ST CHAS LOT 47
Legal Subdivision	SUMMIT AT ST CHAS
Legal Lot Number	47
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2006
Census Tract	311001

Owner

24 Arbor Point Ct is owned and occupied by two individuals who bought it in October 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 ARBOR POINT CT, SAINT CHARLES, MO 63303-5301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Warranty Deed, Transfer DAS ACQUISITION
Dec 13, 2019	Deed of Trust, Mortgage QUICKEN LNS
Apr 11, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Oct 1, 2020 · Amount on File
Deed Document Number	202073876
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 1, 2020
Property Address	24 ARBOR POINT CT, SAINT CHARLES, MO 63303-5301
Document Number	0000073876
Instrument Date	Sep 22, 2020
Instrument	73876
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 ARBOR POINT CT ST CHARLES MO 633035301, ST CHARLES, MO 63303-5301

Mortgage

Document Number	73877
Date	Oct 1, 2020
Instrument	73877

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	24 ARBOR POINT CT, SAINT CHARLES, MO 63303-5301
Document Number	0072020247
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 ARBOR POINT CT ST CHARLES MO 633035301, ST CHARLES, MO 63303-5301

Mortgage

Document Number	0072020247
Date	Dec 19, 2019
Book Page	007202/000247
Instrument	731580

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 11, 2019
Property Address	24 ARBOR POINT CT, SAINT CHARLES, MO 63303-5301
Document Number	0070571876
Book / Page	007057 / 001876
Instrument Date	Apr 9, 2019
Instrument	162340
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 ARBOR POINT CT ST CHARLES MO 633035301, ST CHARLES, MO 63303-5301

Mortgage

Document Number	70571878
Date	Apr 11, 2019
Book Page	007057/001878
Instrument	162350

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 24 Arbor Point Ct was $3,688.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,020 (-)	$336,948 (-) Land $75,000 Building $261,948
2025	$3,688.00	$64,020	$336,948 Land $75,000 Building $261,948
2023		$59,413
2022			$312,701 Land $55,000 Building $257,701

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24 Arbor Point Ct in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	20 (1979–1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Arbor Point Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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