Garrard County property record for 24 Annadale Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1997 |
| Lot Size | 3.89 acres (169,666 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $421,000 (Aug 2022) |
| Tax Bill | $4,333 (2025) |
| Deeds & Mortgages | Jun 2005 Line of Credit Sep 2010 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-71 |
| Primary APN | 19-71 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 169,666 sqft (3.89 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 24423 |
|---|---|
| Street Address | 24 ANNADALE DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 3.8945 AC |
| Legal Subdivision | CANOE CREEK |
| Legal Lot Number | 4 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970102 |
24 Annadale Dr is owned and occupied by two individuals who bought it in August 2022.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 ANNADALE DR, LANCASTER, KY 40444-8922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2005 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Sep 15, 2010 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE COMPANY |
| Aug 4, 2022 | Deed, Transfer |
| Sep 21, 2017 | Warranty Deed, Transfer |
| May 30, 2017 | Deed, Transfer |
| Sep 15, 2010 | Warranty Deed, Transfer |
| Jun 25, 2005 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2022 · Amount on File |
| Deed Sale | Aug 4, 2022 · Amount on File |
| Prior Sale | Nov 16, 2021 · Amount on File |
| Deed Document Number | 2022171096 |
| Deed Book / Page | 317 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 24 ANNADALE DR, LANCASTER, KY 40444-8922 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M244/720 |
|---|---|
| Date | Jun 25, 2005 |
| Book Page | M244/720 |
| Instrument | 62234 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Address | SAN FRANCISCO, CA 94104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 24, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 24 ANNADALE DR, LANCASTER, KY 40444-8922 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M301/539 |
|---|---|
| Date | Sep 15, 2010 |
| Book Page | M301/539 |
| Instrument | 105599 |
| Name | AMERICAN MORTGAGE SERVICE COMPANY |
|---|---|
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 4, 2022 |
| Property Address | 24 ANNADALE DR, LANCASTER, KY 40444-8922 |
| Document Number | 00D317/279 |
| Book / Page | D317 / 279 |
| Map Reference | DB 312 PG 857 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 171096 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $421.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 496 OAK COVE RD, TITUSVILLE, FL 32780-2574 |
| Name | Verified Name |
|---|---|
| Address | 219 STIRRUP CIR, NICHOLASVILLE, KY 40356-8930 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Sep 21, 2017 |
| Property Address | 24 ANNADALE DR, LANCASTER, KY 40444-8922 |
| Document Number | 000290/476 |
| Book / Page | 290 / 476 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 135994 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $197.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16260 N 71ST ST, SCOTTSDALE, AZ 85254-1591 |
| Name | Verified Name |
|---|---|
| Address | 24 ANNADALE DR, LANCASTER, KY 40444-8922 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 30, 2017 |
| Property Address | 24 ANNADALE DR, LANCASTER, KY 40444-8922 |
| Document Number | 000288/836 |
| Book / Page | 288 / 836 |
| Instrument Date | May 24, 2017 |
| Instrument | 134697 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1511 KEMPER LN, LANCASTER, KY 40444-8030 |
| Name | Verified Name |
|---|---|
| Address | 24 ANNADALE DR, LANCASTER, KY 40444-8922 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Sep 15, 2010 |
| Property Address | 24 ANNADALE DR, LANCASTER, KY 40444-8922 |
| Document Number | 000259/860 |
| Book / Page | 259 / 860 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 25, 2005 |
| Property Address | 24 ANNADALE DR, LANCASTER, KY 40444-8922 |
| Document Number | 000232/726 |
| Book / Page | 232 / 726 |
| Instrument | 62232 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 ANNADALE DR, LANCASTER, KY 40444-8922 |
| Name | Verified Name |
|---|---|
| Address | 3021 E 600 N, PERU, IN 46970-8946 |
| Document Number | 00M244/700 |
|---|---|
| Date | Jun 25, 2005 |
| Book Page | M244/700 |
| Instrument | 62233 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
The 2025 property tax bill for 24 Annadale Dr was $4,333, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,000 (-) Land $45,000 Building $376,000 | $421,000 (-) Land $45,000 Building $376,000 | |
| 2025 | $4,333.00 (-0.48%) | $421,000 (-) Land $45,000 Building $376,000 | $421,000 (-) Land $45,000 Building $376,000 |
| 2024 | $4,354.00 (-2.81%) | $421,000 (-) Land $45,000 Building $376,000 | $421,000 (-) Land $45,000 Building $376,000 |
| 2023 | $4,480.00 | $421,000 Land $45,000 Building $376,000 | $421,000 Land $45,000 Building $376,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Annadale Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Annadale Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| kywimax Fixed Wireless · not low latency | 25 / 5 |
| Windstream DSL | 25 / 3 |
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