24 Academy St, Marathon, NY 13803 Property Records

Cortland County and Marathon Town property record for 24 Academy St, Marathon, NY 13803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 1885
Lot Size	0.342 acres (14,922 sqft)
Owner	Individual Name on File
Last Sale	$97,800 (Jul 2009)
Tax Bill	$4,251 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`113401 157.20-03-19.000`

Property Details

APN / Parcel Number

Primary APN	`113401 157.20-03-19.000`
Alternative APN	`340115702000030190000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,714 sqft Living Area
1st Floor Area	1,000 sqft
2nd Floor Area	714 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	14,922 sqft (0.342 acres)
Lot Dimensions	143 ft deep x 104 ft wide
Porch	Slab
Porch Area	174 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	24 ACADEMY ST
City	MARATHON
State	NY
Zip	13803-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	3
Legal Lot Number	19.000
Jurisdiction	CORTLAND NY
Township / Civil Division	MARATHON
Census Block Group	3
Census Block	3029
Census Tract	971100

Owner

24 Academy St is owned and occupied by an individual who bought it in July 2009.

Source: Cortland County and Marathon Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	24 ACADEMY ST, MARATHON, NY 13803-3013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit AMERICU CU
Feb 17, 2023	Deed of Trust, Mortgage · Line of Credit AMERICU CU
Jul 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2009 · Amount on File
Deed Sale	Jul 8, 2009 · Amount on File
Prior Sale	Sep 16, 1997 · Amount on File
Deed Book / Page	2009 / 3288
Prior Transfer Date	Sep 15, 1997
Prior Transfer Doc	1997004187
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	24 ACADEMY ST, MARATHON, NY 13803-3013
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001515
Date	Apr 15, 2024
Instrument	2024-01515

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	24 ACADEMY ST, MARATHON, NY 13803-3013
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000691
Date	Feb 17, 2023
Instrument	2023-00691

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	24 ACADEMY ST, MARATHON, NY 13803-3013
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	QUICKSILVA TITLE LLC, QUICKSILVA TITLE, LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003876
Date	Jul 22, 2021
Instrument	2021-03876

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	24 ACADEMY ST, MARATHON, NY 13803-3013
Document Number	0000005689
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ACADEMY ST MARATHON NY 138033013, MARATHON, NY 13803-3013

Mortgage

Document Number	0000005689
Date	Nov 22, 2017
Instrument	5689

Lender

Name	SEFCU
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 21, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 24 Academy St was $4,251 with a homeowner's exemption, up 143.5% from the year before.

Source: Cortland County and Marathon Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Marathon Town
Municipality	Marathon Village
Unified School District	Marathon Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,251.00 (+143.47%) Homeowner's exemption
2025	$1,746.00	$86,200 Land $9,700 Building $76,500	$128,657 Land $14,478 Building $114,179
2023	$1,766.00 Homeowner's exemption	$86,200 Land $9,700 Building $76,500	$117,279 Land $13,197 Building $104,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Academy St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	31 (1979–2005)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2005 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Academy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARATHON VILLAGE serves 1,107 people · EPA ID NY1101759
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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