24 3rd St, Cloquet, MN 55720 Property Records

Carlton County property record for 24 3rd St, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Details	784 sqft · built 1934
Lot Size	0.113 acres (4,928 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Oct 2024)
Tax Bill	$2,166 (2026)
Deeds & Mortgages	Sep 2022 Refinance Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-045-0860`

Property Details

APN / Parcel Number

Primary APN	`06-045-0860`
Alternative APN	`1010`

Interior

Building Area	784 sqft Living Area

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Lot Area	4,928 sqft (0.113 acres)

Location & Zoning

Account Number	1010
Street Address	24 3RD ST
City	CLOQUET
State	MN
Zip	55720-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF CLOQUET ORIGINAL PLAT
Legal Subdivision	ORIGINAL PLAT
Legal Block	C
Legal Lot Number	5
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	5
Census Block	5014
Census Tract	70100

Owner

24 3rd St is owned and occupied by an individual who bought it in October 2024.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	24 3RD ST, CLOQUET, MN 55720-1712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEIGHBORHOOD HOUSING SERVICE
Jun 20, 2023	Deed of Trust, Mortgage NORTH SHORE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2024 · Amount on File
Deed Sale	Oct 4, 2024 · Amount on File
Deed Document Number	20241700456
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	24 3RD ST, CLOQUET, MN 55720-1712
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000508569
Date	Sep 23, 2022
Instrument	A000508569

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2042

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	24 3RD ST, CLOQUET, MN 55720-1712
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000512088
Date	Jun 20, 2023
Instrument	A000512088

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	8 Months
Due	Feb 24, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 24 3rd St was $2,166 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,166.00 Homeowner's exemption
2025		$198,000 (+4.16%) Land $13,300 Building $184,700	$198,000 (+4.16%) Land $13,300 Building $184,700
2024	$2,464.00 Homeowner's exemption	$190,100 (+15.07%) Land $13,300 Building $176,800	$190,100 (+15.07%) Land $13,300 Building $176,800
2023	$2,464.00 Homeowner's exemption	$165,200 (-) Land $13,300 Building $151,900	$165,200 (-) Land $13,300 Building $151,900
2022		$165,200 Land $13,300 Building $151,900	$165,200 Land $13,300 Building $151,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: CenturyLink, CTC.

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