23D 10th Ave, Key West, FL 33040 Property Records

Monroe County property record for 23D 10th Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,963 sqft · built 2020
Lot Size0.082 acres (3,570 sqft)
OwnerIndividual Name on Record
Last Sale$516,000 (Jun 2020)
Tax Bill$3,830 (2024)
Deeds & MortgagesJun 2020 Sale & Mortgage
May 2019 Sale
Flood ZoneZone AE (high risk)
APN00128900-000000

Property Details

APN / Parcel Number

Primary APN00128900-000000
Alternative APNs
  • 35672500128900000000
  • 1163066

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,963 sqft Living Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,570 sqft (0.082 acres)
Garage TypeCovered
Garage Area598 sqft
PorchUnfinished Open Porch

Location & Zoning

Account Number1163066
Street Address23D 10TH AVE
CityKEY WEST
StateFL
Zip33040-5868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM
Legal DescriptionBK D LT 23 LINCOLN GARDENS #2 PB5-90 STOCK ISLAND OR659-757 OR2963-1747 OR3026-2178
Legal Range25E
Legal Township67S
Legal Section35
Legal SubdivisionLINCOLN GARDENS NO 2
Legal BlockD
Legal Lot Number23
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4010
Census Tract971800

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23D 10TH AVE, KEY WEST, FL 33040-5868
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2020Warranty Deed, Transfer · Conventional with PMI
IBERIABANK
May 10, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2020 · Amount on Record
Deed SaleJun 16, 2020 · Amount on Record
Prior SaleMay 10, 2019 · Amount on Record
Deed Document Number20202269411
Deed Book / Page3026 / 2178
Record UpdatedSep 20, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 16, 2020
Property Address23D 10TH AVE, KEY WEST, FL 33040-5868
Document Number0030262178
Book / Page003026 / 002178
Instrument DateJun 15, 2020
Instrument2269411
Transaction TypeTransfer
Record UpdatedAug 3, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,612.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23D 10TH AVE KEY WEST FL 330405868, KEY WEST, FL 33040-5868

Mortgage

Document Number30262180
DateJun 16, 2020
Book Page003026/002180
Instrument2269412
Lender
NameIBERIABANK
TypeBank
AddressLAFAYETTE, LA 70501
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 15, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateMay 10, 2019
Property Address23D 10TH AVE, KEY WEST, FL 33040-5868
Document Number0029631747
Book / Page002963 / 001747
Instrument DateMay 6, 2019
Instrument2219558
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$4,480.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1616 ATLANTIC BLVD #20 KEY WEST FL 330405372, 20, KEY WEST, FL 33040-5372

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$443,488 (+5.99%)$768,193 (+7.12%) Land $299,880 Building $468,313
2024$3,830.00 (+5.05%)
2023$3,646.00 (+2.91%) Homeowner's exemption$418,437 (+3%)$717,128 (+5.77%) Land $278,460 Building $438,668
2022$3,543.00 Homeowner's exemption$406,250$678,017 Land $239,190 Building $438,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 294 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies332 units insured
incl. 38 condo units
Nearby Flood Claims201 (1980–2022)
Claims Outside the SFHA2 of 201
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 48 claims
  • Hurricane Wilma, Oct 2005 · 95 claims
  • Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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