23A Mill Rd, Whiting (Manchester Township), NJ 08759 Property Records

Ocean County and Manchester Township property record for 23A Mill Rd, Whiting, NJ 08759

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 965 sqft · built 1985
Lot Size	0.101 acres (4,386 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (Oct 2014)
Tax Bill	$3,060 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00075-144-00012`

Property Details

APN / Parcel Number

Primary APN	`19-00075-144-00012`
Alternative APNs	`1900075014400012` `10522`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	965 sqft Living Area
1st Floor Area	965 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	4,386 sqft (0.101 acres)
Lot Dimensions	86 ft deep x 51 ft wide
Garage Type	Attached
Porch	Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	10522
Street Address	23A MILL RD, 64
City	WHITING
State	NJ
Zip	08759-3277
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RC
Legal Description	51X86
Legal Subdivision	CRESTWOOD VILLAGE 6 SEC 64
Legal Block	75
Legal Lot Number	12
Jurisdiction	OCEAN NJ
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2004
Census Tract	720106

Owner

23A Mill Rd is owned and occupied by an individual who bought it in October 2014.

Source: Ocean County and Manchester Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	23A MILL RD, WHITING, NJ 08759-3277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2014 · Amount on File
Deed Sale	Oct 23, 2014 · Amount on File
Deed Document Number	201494222
Deed Book / Page	15923 / 1138
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	23A MILL RD, WHITING, NJ 08759-3277
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189180434
Date	Feb 22, 2022
Book Page	18918/434
Instrument	2022022416

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 23A Mill Rd was $3,060 with a senior citizen's exemption, up 51.6% from the year before.

Source: Ocean County and Manchester Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Manchester Township
Unified School District	Manchester Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,300 (-) Land $48,600 Building $161,700	$210,300 (-) Land $48,600 Building $161,700
2025	$3,060.00 (+51.64%) Senior Citizen's exemption	$210,300 Land $48,600 Building $161,700	$210,300 Land $48,600 Building $161,700
2024	$2,018.00
2023		$92,400 Land $7,800 Building $84,600	$92,400 Land $7,800 Building $84,600
2022	$1,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23A Mill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23A Mill Rd is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 90% of New Jersey
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER TWP WATER UTILITY - WESTERN serves 19,200 people · EPA ID NJ1518004
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20