Baldwin County property record for 23997 Veranda Cir, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,752 sqft · built 2021 |
| Lot Size | 0.174 acres (7,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2021) |
| Tax Bill | $871 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-09-30-0-000-020.021 |
| Primary APN | 53-09-30-0-000-020.021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,752 sqft Heated Area |
| 1st Floor Area | 1,752 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,560 sqft (0.174 acres) |
| Lot Dimensions | 140 ft deep x 54 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 384307 |
|---|---|
| Street Address | 23997 VERANDA CIR |
| City | ELBERTA |
| State | AL |
| Zip | 36530-2510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 54' X 140' LOT 12 THE PORCHES UNIT-1 SLIDE 2389-C & D IN THE CITY OF ELBERTA SEC 30-T7S-R5E (WD/SURVIVORSHIP) |
| Legal Subdivision | PORCHES |
| Legal Block | UN-1 |
| Legal Lot Number | 12 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 11601 |
23997 Veranda Cir is owned and occupied by an individual who bought it in September 2021.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23997 VERANDA CIR, ELBERTA, AL 36530-2510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on File |
| Deed Sale | Sep 21, 2021 · Amount on File |
| Prior Sale | Dec 1, 2020 · Amount on File |
| Deed Document Number | 20211945337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 21, 2021 |
| Property Address | 23997 VERANDA CIR, ELBERTA, AL 36530-2510 |
| Document Number | 0001945337 |
| Map Reference | SL 2389-C&2389-D |
| Instrument Date | Sep 20, 2021 |
| Instrument | 1945337 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23997 VERANDA CIR, ELBERTA, AL 36530-2510 |
| Document Number | 0001945338 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 1945338 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 23997 Veranda Cir was $871 with a homeowner's exemption, down 3.9% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $871.00 (-3.86%) Homeowner's exemption | ||
| 2025 | $906.00 | $28,820 Land $4,240 Building $24,580 | $288,200 Land $42,400 Building $245,800 |
| 2023 | $915.00 (+19.14%) Homeowner's exemption | $29,100 (+18%) | $291,000 (+18.05%) Land $36,600 Building $254,400 |
| 2022 | $768.00 (+377.02%) Homeowner's exemption | $24,660 | $246,500 Land $33,000 Building $213,500 |
| 2021 | $161.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 23997 Veranda Cir in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 47 (1995–2021) |
| Claims Outside the SFHA | 30 of 47 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23997 Veranda Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
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