23997 Ester Ridge Rd, Sunman, IN 47041 Property Records

Dearborn County property record for 23997 Ester Ridge Rd, Sunman, IN 47041

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 2014
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$318,800 (Dec 2025)
Tax Bill	$535 (2025)
Deeds & Mortgages	Jun 2020 Refinance Oct 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`024-000148-06`

Property Details

APN / Parcel Number

Primary APN	`024-000148-06`
Alternative APNs	`15-05-05-200-002.008-024` `00008342100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00008342100
Street Address	23997 ESTER RIDGE RD
City	SUNMAN
State	IN
Zip	47041-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-03-10 PT E 1/2 NW 1/4 5-6-2 2.00A
Jurisdiction	DEARBORN IN
Township / Civil Division	YORK
Census Block Group	1
Census Block	1052
Census Tract	80101

Owner

Source: Dearborn County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	23997 ESTER RIDGE RD, SUNMAN, IN 47041-8741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CIVISTA BANK
Oct 28, 2013	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Oct 28, 2015	Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNITED COMMUNITY BANK
Dec 8, 2025	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2025 · Amount on File
Deed Sale	Dec 8, 2025 · Amount on File
Prior Sale	Nov 26, 2025 · Amount on File
Deed Document Number	20256919
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	23997 ESTER RIDGE RD, SUNMAN, IN 47041-8741
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003984
Date	Jun 10, 2020
Instrument	2020003984

Lender

Name	CIVISTA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	23997 ESTER RIDGE RD, SUNMAN, IN 47041-8741
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	EWBANK LAND TITLE INC, EWBANK LAND TITLE, INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2013010099
Date	Oct 28, 2013
Instrument	2013010099

Lender

Name	UNITED COMMUNITY BANK
Address	215 W EADS PKWY, LAWRENCEBURG, IN 47025

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	23997 ESTER RIDGE RD, SUNMAN, IN 47041-8741
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2015006438
Date	Oct 28, 2015
Instrument	2015006438

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	LAWRENCEBURG, IN 47025

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	120 Months
Due	Oct 23, 2025

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEARBORN IN
Recording Date	Dec 8, 2025
Property Address	23997 ESTER RIDGE RD, SUNMAN, IN 47041-8741
Document Number	2025006919
Instrument Date	Nov 25, 2025
Instrument	2025006919
Transaction Type	Transfer
Record Updated	May 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23997 ESTER RIDGE RD, SUNMAN, IN 47041-8741

Mortgage

Document Number	2025006920
Date	Dec 8, 2025
Instrument	2025006920

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Dearborn County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Dearborn County
County Subdivision	York Township
Unified School District	Sunman-Dearborn Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$535.00 (-24.86%) Homeowner's exemption	$103,300 (+0.58%) Land $31,100 Building $72,200	$103,300 (+0.58%) Land $31,100 Building $72,200
2024	$712.00 (+14.29%)
2023	$623.00 (-8.78%)	$102,700 (-5%) Land $31,000 Building $71,700	$102,700 (-5%) Land $31,000 Building $71,700
2022	$683.00	$108,100 Land $30,800 Building $77,300	$108,100 Land $30,800 Building $77,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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