Santa Rosa County property record for 2399 Reservation Rd, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,439 sqft · built 1994 |
| Lot Size | 0.421 acres (18,382 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $248,000 (Aug 2011) |
| Tax Bill | $2,660 (2024) |
| Deeds & Mortgages | Jul 2022 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-2S-29-4712-00D00-0060 |
| Primary APN | 35-2S-29-4712-00D00-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,439 sqft Heated Area |
| Gross Area | 3,082 sqft |
| 1st Floor Area | 2,869 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 18,382 sqft (0.421 acres) |
| Lot Dimensions | 1,880 ft deep x 980 ft wide |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 499 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 352S29471200D000060 |
|---|---|
| Street Address | 2399 RESERVATION RD |
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SANTA ROSA PARK 3RD ADD LOT 6 BLK D AS DES IN OR 3077 PG 2047 |
| Legal Range | 29W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | SANTA ROSA PARK 3RD |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10812 |
The current owner of 2399 Reservation Rd bought it in August 2011.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2399 RESERVATION RD, GULF BREEZE, FL 32563-2539 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST CU |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2011 · Amount on File |
| Deed Sale | Aug 29, 2011 · Amount on File |
| Deed Document Number | 201129834 |
| Deed Book / Page | 3077 / 2047 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2399 RESERVATION RD, GULF BREEZE, FL 32563-2539 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2399 RESERVATION RD, GULF BREEZE, FL 32563-2539 |
| Document Number | 0043081848 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 4308/1848 |
| Instrument | 202243367 |
| Name | MEMBERS FIRST CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2399 RESERVATION RD, GULF BREEZE, FL 32563-2539 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0040711509 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 4071/1509 |
| Instrument | 202109700 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2399 RESERVATION RD, GULF BREEZE, FL 32563-2539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036481820 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 3648/1820 |
| Instrument | 201731761 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2399 RESERVATION RD, GULF BREEZE, FL 32563-2539 |
| Document Number | 0039220959 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2399 RESERVATION RD GULF BREEZE FL 325632539, GULF BREEZE, FL 32563-2539 |
| Document Number | 0039220959 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 003922/000959 |
| Instrument | 9143 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 25, 2040 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,660.00 (+6.02%) Homeowner's exemption | $225,546 (+3%) | $422,679 (+12.83%) Land $150,000 Building $272,679 |
| 2023 | $2,509.00 (+2.79%) Homeowner's exemption | $218,977 (+3%) | $374,619 (+2.97%) Land $105,000 Building $269,619 |
| 2022 | $2,441.00 Homeowner's exemption | $212,599 | $363,825 Land $98,700 Building $265,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2399 Reservation Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 252 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 252 in force |
| Nearby Flood Claims | 140 (1979–2021) |
| Claims Outside the SFHA | 77 of 140 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2399 Reservation Rd is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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