2399 46 1/2 Rd, De Beque, CO 81630 Property Records

Mesa County property record for 2399 46 1/2 Rd, De Beque, CO 81630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 3,165 sqft · built 2005
Lot Size	0.097 acres (4,221 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jan 2021)
Tax Bill	$1,163 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2445-262-02-003`

Property Details

APN / Parcel Number

Primary APN	`2445-262-02-003`
Alternative APN	`R000306`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,165 sqft Living Area
Gross Area	3,741 sqft
1st Floor Area	2,180 sqft
Upper Floors Area	985 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,221 sqft (0.097 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Slab
Porch Area	96 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R000306
Street Address	2399 46 1/2 RD
City	DE BEQUE
State	CO
Zip	81630-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 2 REPLAT OF BASS LAKE ESTATES SEC 26 8S 97W & AN UND INT IN TRACTS A & B
Legal Range	097
Legal Township	08S
Legal Section	26
Legal Subdivision	REPLAT OF BASS LAKE ESTATES
Legal Tract	A
Legal Block	2
Legal Lot Number	3
Jurisdiction	MESA CO
Township / Civil Division	DE BEQUE
Census Block Group	2
Census Block	2006
Census Tract	1800

Owner

2399 46 1/2 Rd is owned and occupied by two individuals who bought it in January 2021.

Source: Mesa County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2399 46 1/2 RD, DE BEQUE, CO 81630-9612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Prior Sale	Sep 19, 2005 · Amount on File
Deed Document Number	20212960187
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Recording Date	Sep 30, 2026
Property Address	2399 46 1/2 RD, DE BEQUE, CO 81630-9612
Document Number	0003172075
Instrument Date	Sep 25, 2026
Instrument	20263172075
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2399 46 1/2 RD, DE BEQUE, CO 81630-9612

Mortgage

Document Number	0003172075,
Date	Sep 30, 2026
Instrument	20263172075

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2399 46 1/2 Rd was $1,163, up 12.5% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	De Beque School District 49-JT (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,163.00 (+12.48%)	$35,650 (+5.01%) Land $5,630 Building $30,020	$570,310 Land $90,000 Building $480,310
2024	$1,034.00 (+4.97%)	$33,950 (-) Land $5,860 Building $28,090
2023	$985.00 (+17.4%)	$33,950 (+13.2%) Land $5,860 Building $28,090	$506,700 Land $87,500 Building $419,200
2022	$839.00	$29,990 Land $4,170 Building $25,820
2021			$431,450 Land $60,000 Building $371,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2399 46 1/2 Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2399 46 1/2 Rd is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 66% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3