23989 30 Mile Rd, Ray, MI 48096 Property Records

Macomb County property record for 23989 30 Mile Rd, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,220 sqft · built 1930
Lot Size	2.47 acres (107,898 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2022)
Tax Bill	$7,578 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-05-12-300-006`

Property Details

APN / Parcel Number

Primary APN	`21-05-12-300-006`
Alternative APN	`0512300006`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,220 sqft
Basement Area	1,769 sqft
Unfinished Basement	1,769 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1995
Architectural Style	Ranch
Lot Area	107,898 sqft (2.47 acres)
Lot Width	110 ft Width
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	23989 30 MILE RD
City	RAY
State	MI
Zip	48096-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T4N,R13E SEC 12 BEG AT S 1/4 POST SEC 12; TH S8913'W 109.86 FT; TH N012'W 978.45 FT; TH S88*22'E 110.92 FT; TH S 976.13 FT
Legal Range	13E
Legal Township	04N
Legal Section	12
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	1
Census Block	1042
Census Tract	216000

Owner

Source: Macomb County records · APN 21-05-12-300-006

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23989 30 MILE RD, RAY, MI 48096-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER RATE MORTGAGE INC
Oct 02, 2019	Deed of Trust, Mortgage · Conventional Mortgage METRO NORTH FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	202285484
Deed Book / Page	28705 / 831
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 11, 2022
Property Address	23989 30 MILE RD, RAY, MI 48096-2106
Document Number	2200085484
Book / Page	28705 / 831
Instrument Date	Jul 01, 2022
Instrument	202200085484
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	BELL TITLE AGENCY/FENTON, BELL TITLE AGENCY OF GENESEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23989 30 MILE RD, 23989, RAY, MI 48096-2106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32614 LEWIS CT, NEW HAVEN, MI 48048-2091

Mortgage

Document Number	2200084608
Date	Jul 11, 2022
Instrument	202200084608

Lender

Name	BETTER RATE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	23989 30 MILE RD, RAY, MI 48096-2106
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110434
Date	Oct 02, 2019
Book Page	26233/243
Instrument	9110434

Lender

Name	METRO NORTH FCU
Type	Credit Union
Address	RAY, MI 48096

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,300 (+209.85%)	$572,600 (+209.85%)
2025	$7,578.00 (+375.71%)
2023		$92,400	$184,800
2022	$1,593.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Based on FCC filings for 14 locations within half a mile of this property.

Nearby Properties on 30 Mile Rd

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