Macomb County property record for 23982 Settlers Dr, Macomb, MI 48042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,948 sqft · built 1995 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,900 (Dec 2023) |
| Tax Bill | $5,434 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Oct 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-36-127-020 |
| Primary APN | 20-08-36-127-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,089 sqft |
| Basement Area | 1,089 sqft |
| Unfinished Basement | 1,089 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Dimensions | 124 ft deep x 71 ft wide |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 23982 SETTLERS DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48042-5927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RIDGEPOINTE SUB LOT 65 LIBER: 102 PAGES: 21-26 |
| Legal Subdivision | RIDGEPOINTE SUB |
| Legal Lot Number | 65 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 223402 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23982 SETTLERS DR, MACOMB, MI 48042-5927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 21, 2022 | Intrafamily Transfer, Transfer |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2023 · Amount on File |
| Deed Sale | Dec 26, 2023 · Amount on File |
| Prior Sale | Oct 12, 2016 · Amount on File |
| Deed Document Number | 2023105530 |
| Deed Book / Page | 29419 / 857 |
| Prior Transfer Date | Jul 19, 2011 |
| Prior Transfer Doc | 0000187660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 26, 2023 |
| Property Address | 23982 SETTLERS DR, MACOMB, MI 48042-5927 |
| Document Number | 2300105530 |
| Book / Page | 29419 / 857 |
| Map Reference | LB 102 PG 21-26 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 202300105530 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Title Company | PLATINUM TITLE LLC, PLATINUM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23982 SETTLERS DR, MACOMB, MI 48042-5927 |
| Name | Verified Name |
|---|---|
| Address | 35417 JEFFERS CT, HARRISON TOWNSHIP, MI 48045-3225 |
| Document Number | 2300105575 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 202300105575 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 21, 2022 |
| Property Address | 23982 SETTLERS DR, MACOMB, MI 48042-5927 |
| Document Number | 2200119992 |
| Book / Page | 28868 / 271 |
| Map Reference | LB 102 PG 21-26 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 202200119992 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23982 SETTLERS DR, 23982, MACOMB, MI 48042-5927 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 23982 SETTLERS DR, MACOMB, MI 48042-5927 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 23982 SETTLERS DR, MACOMB, MI 48042-5927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 23982 SETTLERS DR, MACOMB, MI 48042-5927 |
| Document Number | 0000155863 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 27248/784 |
| Instrument | 2155863 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Oct 1, 2040 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,500 (+19.08%) | $387,000 (+19.08%) | |
| 2025 | $5,434.00 (+38.69%) | ||
| 2023 | $162,500 | $325,000 | |
| 2022 | $3,918.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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