23982 Meadows Dr, Ridgely, MD 21660 Property Records

Caroline County property record for 23982 Meadows Dr, Ridgely, MD 21660

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 3,528 sqft · built 1990
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$23,500 (Jan 1989)
Tax Bill$4,583 (2026)
Deeds & MortgagesOct 2017 Second Mortgage
Flood ZoneZone X (minimal risk)
APN07-004176

Property Details

APN / Parcel Number

Primary APN07-004176
Alternative APNs
  • 7004176
  • 004176

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,528 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage TypeBuilt-in
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area776 sqft
Shed1 Shed
Shed Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number004176
Street Address23982 MEADOWS DR
CityRIDGELY
StateMD
Zip21660-1753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description2.00 AC LOT-1B NE/S CENTRAL AVE EXT HOLLY MEADOWS SUBDV
Legal SubdivisionCENTRAL AVE EXT HOLLY MEADOWS SUB
Legal Lot Number1 B
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group1
Census Block1061
Census Tract955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23982 MEADOWS DR, RIDGELY, MD 21660-1753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 1989 · Amount on Record
Deed SaleJan 18, 1989 · Amount on Record
Prior SaleAug 16, 1988 · Amount on Record
Deed Book / Page236 / 682
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE MD
Property Address23982 MEADOWS DR, RIDGELY, MD 21660-1753
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012790190
DateOct 10, 2017
Book Page1279/190
Instrument1279-190
Lender
NameWRIGHT PATMAN CONGRESSIONAL FCU
TypeCredit Union
AddressOAKTON, VA 22124
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueSep 1, 2032

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,583.00 (+3.36%) Homeowner's exemption$459,700 (+23.41%)$493,200 (+25.59%) Land $92,500 Building $400,700
2025$4,434.00 (+12.25%)
2023$3,950.00 Homeowner's exemption$372,500$392,700 Land $80,000 Building $312,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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