2398 Temple Hill Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 2398 Temple Hill Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,172 sqft · built 1968
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Dec 2023)
Tax Bill	$1,196 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038-136.01`

Property Details

APN / Parcel Number

Primary APN	`038-136.01`
Alternative APNs	`038 013601000` `086038 13601` `000009307`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,172 sqft Living Area
Gross Area	4,344 sqft
1st Floor Area	2,172 sqft
Basement Area	2,172 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Porch	Finished/Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2398 TEMPLE HILL RD
City	ERWIN
State	TN
Zip	37650-3662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY AREA: R03
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1023
Census Tract	80100

Owner

Source: Unicoi County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2398 TEMPLE HILL RD, ERWIN, TN 37650-3662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALAMEDA MORTGAGE CORP
Dec 27, 2023	Warranty Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP
Dec 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage CLINCHFIELD FCU
Oct 8, 2021	Intrafamily Transfer, Transfer
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Deed Document Number	20232343
Deed Book / Page	476 / 839
Prior Transfer Date	Sep 29, 2021
Prior Transfer Doc	0000451564
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	2398 TEMPLE HILL RD, ERWIN, TN 37650-3662
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000476859
Date	Dec 27, 2023
Book Page	476/859
Instrument	23002345

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Dec 27, 2023
Property Address	2398 TEMPLE HILL RD, ERWIN, TN 37650-3662
Document Number	0000476839
Book / Page	476 / 839
Instrument Date	Dec 21, 2023
Instrument	23002343
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,102.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2398 TEMPLE HILL RD, ERWIN, TN 37650-3662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2398 TEMPLE HILL RD, ERWIN, TN 37650-3662

Mortgage

Document Number	0000476843
Date	Dec 27, 2023
Book Page	476/843
Instrument	23002344

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	2398 TEMPLE HILL RD, ERWIN, TN 37650-3662
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000454268
Date	Dec 22, 2021
Book Page	454/268
Instrument	21002816

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.65%
Type Change Date	Jan 1, 2052
Change Frequency	Annually
Min Rate At Change	4.65%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Max Rate	10.6%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Oct 8, 2021
Property Address	2398 TEMPLE HILL RD, ERWIN, TN 37650-3662
Document Number	451564
Book / Page	451 / 564
Instrument Date	Sep 29, 2021
Instrument	21002260
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2398 TEMPLE HILL RD, ERWIN, TN 37650-3662

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	2398 TEMPLE HILL RD, ERWIN, TN 37650-3662
Document Number	40776
Book / Page	000407 / 000076
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2398 TEMPLE HILL RD ERWIN TN 376503662, ERWIN, TN 37650-3662

Mortgage

Document Number	40776
Date	Sep 29, 2017
Book Page	000407/000076
Instrument	1737

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.51%

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,196.00	$45,800 (-) Land $3,825 Building $41,975	$183,200 (-) Land $15,300 Building $167,900
2024	$1,196.00 (+11.05%)
2023		$45,800 (-) Land $3,825 Building $41,975
2022	$1,077.00	$45,800 Land $3,825 Building $41,975	$183,200 Land $15,300 Building $167,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Erwin Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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