2398 Hwy 169, Ely, MN 55731 Property Records

St. Louis County property record for 2398 Hwy 169, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,248 sqft · built 1972
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$333,000 (Dec 2024)
Tax Bill	$2,634 (2026)
Deeds & Mortgages	Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`465-0040-05865`

Property Details

APN / Parcel Number

Primary APN	`465-0040-05865`
Alternative APNs	`1046898` `1175934` `1195858`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,248 sqft Gross Area
1st Floor Area	1,128 sqft
Basement Area	282 sqft
Finished Basement	282 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Other
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Area	672 sqft

Exterior Amenities

Porch	Patio
Porch Area	126 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1195858
Street Address	2398 HIGHWAY 169
City	ELY
State	MN
Zip	55731-8445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	PART OF SW 1/4 OF SE 1/4 BEG AT A POINTON S LINE OF HWY AND W LINE OF FORTYTHENCE S 436 FT THENCE E 200 FT THENCE NTO S LINE
Legal Range	13W
Legal Township	63N
Legal Section	36
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	2
Census Block	2076
Census Tract	15401

Owner

2398 Hwy 169 is owned and occupied by an individual who bought it in December 2024.

Source: St. Louis County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2398 HIGHWAY 169, ELY, MN 55731-8445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Deed Document Number	20241500692
Prior Transfer Date	Feb 28, 2018
Prior Transfer Doc	00A1328556
Record Updated	Oct 29, 2026

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 1, 2018
Property Address	2398 HIGHWAY 169, ELY, MN 55731-8445
Document Number	00A1328556
Instrument Date	Feb 28, 2018
Instrument	A1328556
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

The 2026 property tax bill for 2398 Hwy 169 was $2,634, up 0.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,634.00 (+0.84%)
2025	$2,612.00 (+27.29%)	$309,800 (+15.86%) Land $34,800 Building $275,000	$309,800 (+15.86%) Land $34,800 Building $275,000
2024	$2,052.00	$267,400 Land $33,100 Building $234,300	$267,400 Land $33,100 Building $234,300
2022		$244,900 Land $28,200 Building $216,700	$244,900 Land $28,200 Building $216,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2398 Hwy 169 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2398 Hwy 169 is high, ranking above 74% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 90% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Treehouse Broadband Fixed Wireless	122 / 27
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 169

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