2398 Golf Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 2398 Golf Ave, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1962
Lot Size	0.259 acres (11,300 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (May 2021)
Tax Bill	$6,868 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 40.22-1-1`

Property Details

APN / Parcel Number

Primary APN	`421500 40.22-1-1`
Alternative APN	`150004002200010010000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	912 sqft
Upper Floors Area	180 sqft
Basement Area	684 sqft
Finished Basement	684 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,300 sqft (0.259 acres)
Lot Dimensions	113 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Patio Area	500 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2398 GOLF AVE
City	SCHENECTADY
State	NY
Zip	12309-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	LUCARELLI PLOT 1 WOOD
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2012
Census Tract	20102

Owner

2398 Golf Ave is owned and occupied by an individual who bought it in May 2021.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2398 GOLF AVE, SCHENECTADY, NY 12309-3628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Dec 1, 2015 · Amount on File
Deed Document Number	202125058
Deed Book / Page	2059 / 698
Prior Transfer Date	Nov 20, 2015
Prior Transfer Doc	1926000865
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 28, 2021
Property Address	2398 GOLF AVE, SCHENECTADY, NY 12309-3628
Document Number	0000025058
Book / Page	2059 / 698
Map Reference	CAB F MAP 11
Instrument Date	May 18, 2021
Instrument	202125058
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2398 GOLF AVE, 2398, SCHENECTADY, NY 12309-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	587 BROADWAY # 15, 15, MENANDS, NY 12204-2841

Mortgage

Document Number	0000025059
Date	May 28, 2021
Instrument	202125059

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2398 Golf Ave was $6,868, up 1.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,868.00 (+1.87%)
2025	$6,742.00	$139,100 Land $20,900 Building $118,200	$230,336 Land $34,608 Building $195,728
2023		$139,100 (-) Land $20,900 Building $118,200	$176,076 (+3.8%) Land $26,456 Building $149,620
2022		$139,100 Land $20,900 Building $118,200	$169,634 Land $25,488 Building $144,146
2021	$6,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2398 Golf Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2398 Golf Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20