2398 Ginger Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 2398 Ginger Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,504 sqft · built 1979
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Oct 2021)
Tax Bill	$6,740 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-170-90021143`

Property Details

APN / Parcel Number

Primary APN	`02-170-90021143`
Alternative APNs	`217090021143` `17090021143`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	3,473 sqft
1st Floor Area	1,256 sqft
Basement Area	416 sqft
Finished Basement	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	89,298 sqft
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Enclosed Porch
Porch Area	473 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	17090021143
Street Address	2398 GINGER DR
City	GAMBRILLS
State	MD
Zip	21054-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LT 2 SC 3 PL 1 CHESTNUT RIDGE
Legal Subdivision	CHESTNUT RIDGE
Legal Block	1
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1022
Census Tract	751700

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2398 GINGER DR, GAMBRILLS, MD 21054-1821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Apr 3, 2020	Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Apr 3, 2020 · Amount on Record
Deed Book / Page	37685 / 108
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 8, 2021
Property Address	2398 GINGER DR, GAMBRILLS, MD 21054-1821
Document Number	0376850108
Book / Page	37685 / 108
Map Reference	MB 71 FO 3
Instrument Date	Sep 23, 2021
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2398 GINGER DR, GAMBRILLS, MD 21054-1821

Mortgage

Document Number	37685117
Date	Oct 8, 2021
Instrument	37685/117

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 3, 2020
Property Address	2398 GINGER DR, GAMBRILLS, MD 21054-1821
Document Number	0344000111
Book / Page	34400 / 111
Map Reference	MB 71 FO 3
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,731.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2398 GINGER DR, GAMBRILLS, MD 21054-1821

Mortgage

Document Number	3440119
Date	Apr 3, 2020
Instrument	3440/119

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,100 (+21.2%) Land $275,200 Building $374,900	$650,100 (+21.2%) Land $275,200 Building $374,900
2025	$6,740.00 (+16.63%)
2023	$5,779.00 Homeowner's exemption	$536,400 Land $275,200 Building $261,200	$536,400 Land $275,200 Building $261,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2012–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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