Burke County property record for 2398 Genes Loop, Morganton, NC 28655 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,856 sqft Living Area |
| Lot Size | 22,216 sqft (0.51 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2022) |
| Tax Bill | $2,017.00 (2025) |
| Primary APN | 2711082582 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,856 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Raised Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 22,216 sqft (0.51 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Deck Area | 240 sqft Deck |
| Porch | Open Porch |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 2711082582 |
|---|---|
| Street Address | 2398 GENES LOOP |
| City | MORGANTON |
| State | NC |
| Zip | 28655-2404 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2398 GENES LOOP MORGANTON, NC 28655 |
| Legal Subdivision | HYACINTH HILLS |
| Legal Lot Number | 22 |
| Jurisdiction | BURKE NC |
| Minor Civil Division | MORGANTON |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 21301 |
Source: Burke County records · APN 2711082582
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2398 GENES LOOP, MORGANTON, NC 28655-2404 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage UNITED BANK |
| Sep 06, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Mar 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 03, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 13, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2022 · Amount on Record |
| Deed Sale | Mar 07, 2022 · Amount on Record |
| Prior Sale | Jul 03, 2019 · Amount on Record |
| Deed Doc Number | 0000260863 |
| Deed Book / Page | 2608 / 63 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2398 GENES LOOP, MORGANTON, NC 28655-2404 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1023 LAKESIDE WAY, VALDESE, NC 28690-9364 |
| Investor | Possibly a Property Investor |
| Document Number | 0025500079 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 2550/79 |
| Instrument | 2021007331 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | HICKORY, NC 28601 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2398 GENES LOOP, MORGANTON, NC 28655-2404 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0027040073 |
|---|---|
| Date | Sep 06, 2023 |
| Book Page | 2704/73 |
| Instrument | 2023008208 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 07, 2022 |
| Property Address | 2398 GENES LOOP, MORGANTON, NC 28655-2404 |
| Document Number | 0026080063 |
| Book / Page | 2608 / 63 |
| Map Reference | MB 21 PG 299 |
| Instrument Date | Mar 07, 2022 |
| Instrument | 2021018231 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 993, VALDESE, NC 28690-0993 |
| Name | Verified Name |
|---|---|
| Address | 2398 GENES LOOP, MORGANTON, NC 28655-2404 |
| Document Number | 2021018232 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2021018232 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 02, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Apr 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 5.15% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 03, 2019 |
| Property Address | 2398 GENES LOOP, MORGANTON, NC 28655-2404 |
| Document Number | 0024110887 |
| Book / Page | 002411 / 000887 |
| Instrument Date | Jul 02, 2019 |
| Instrument | 29644 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 993 VALDESE NC 286900993, VALDESE, NC 28690-0993 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 13, 2017 |
| Property Address | 2398 GENES LOOP, MORGANTON, NC 28655-2404 |
| Document Number | 0023110137 |
| Book / Page | 002311 / 000137 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 8212 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1314 1ST AVE SE #222 ABERDEEN SD 574014809, 222, ABERDEEN, SD 57401-4809 |
Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,017.00 (+3.76%) | $293,997 (-) Land $16,906 Building $277,091 | $293,997 (-) Land $16,906 Building $277,091 |
| 2023 | $1,944.00 | $293,997 Land $16,906 Building $277,091 | $293,997 Land $16,906 Building $277,091 |
2398 Genes Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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