2398 Garfield Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2398 Garfield Ave, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,122 sqft · built 1930
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on File
Tax Bill	$1,226 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Aug 2023 Foreclosure + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`11-07-461-009`

Property Details

APN / Parcel Number

Primary APN	`11-07-461-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	1,122 sqft
Finished Basement	600 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2398 GARFIELD AVE
City	DUBUQUE
State	IA
Zip	52001-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 185 HAM'S ADD
Legal Range	03E
Legal Township	89N
Legal Section	07
Legal Subdivision	MARSHALL
Legal Lot Number	185
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1008
Census Tract	100

Owner

2398 Garfield Ave is owned and occupied by an individual who acquired it in August 2023.

Source: Dubuque County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2398 GARFIELD AVE, DUBUQUE, IA 52001-1413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage MIDWESTONE BANK
Aug 23, 2023	Legal Action/Court Order, Foreclosure
Aug 23, 2023	Legal Action/Court Order, Foreclosure
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 15, 2023
Transfer Doc	0000008047
Record Updated	Sep 20, 2026

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBUQUE IA
Recording Date	Jan 22, 2025
Property Address	2398 GARFIELD AVE, DUBUQUE, IA 52001-1413
Document Number	0000000728
Instrument Date	Jan 3, 2025
Instrument	2025-00000728
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2398 GARFIELD AVE, DUBUQUE, IA 52001-1413

Mortgage

Document Number	0000000729
Date	Jan 22, 2025
Instrument	2025-00000729

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

August 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	DUBUQUE IA
Recording Date	Aug 23, 2023
Property Address	2398 GARFIELD AVE, DUBUQUE, IA 52001-1413
Document Number	0000008047
Instrument Date	Aug 15, 2023
Instrument	2023-00008047
Transaction Type	Foreclosure
Record Updated	Sep 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2398 GARFIELD AVE, DUBUQUE, IA 52001-1413

August 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	DUBUQUE IA
Recording Date	Aug 23, 2023
Property Address	2398 GARFIELD AVE, DUBUQUE, IA 52001-1413
Document Number	0000008047
Instrument Date	Aug 15, 2023
Instrument	2023-00008047
Transaction Type	Foreclosure
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2398 GARFIELD AVE, DUBUQUE, IA 52001-1413

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2398 GARFIELD AVE, DUBUQUE, IA 52001-1413
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002983
Date	Mar 12, 2020
Instrument	2020-00002983

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 11, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2398 Garfield Ave was $1,226 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,226.00 Homeowner's exemption	$111,200 Land $24,200 Building $87,000	$111,200 Land $24,200 Building $87,000
2024	$1,226.00
2023		$95,500 (+54.61%) Land $21,700 Building $73,800	$95,500 Land $21,700 Building $73,800
2022	$912.00 Homeowner's exemption	$61,770 Land $15,300 Building $46,470
2021			$61,770 Land $15,300 Building $46,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2398 Garfield Ave in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2398 Garfield Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Comelec Internet Services, T-Mobile, Verizon.

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