DeSoto County property record for 2398 Drake Cv W, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,198 sqft · built 2004 |
| Lot Size | 0.331 acres (14,427 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,937 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-17-12-0-00050-00 |
| Primary APN | 3-07-4-17-12-0-00050-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,198 sqft Adjusted Area |
| 1st Floor Area | 1,889 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 14,427 sqft (0.331 acres) |
| Lot Dimensions | 143 ft deep x 110 ft wide |
| Patio Area | 160 sqft |
| Street Address | 2398 DRAKE CV W |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | CREEKSIDE S/D SEC B LOT 50 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 17 |
| Legal Subdivision | CREEKSIDE S/D |
| Legal Lot Number | 50 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 71001 |
Source: DeSoto County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2398 DRAKE CV W, HERNANDO, MS 38632-6942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2016 |
| Deed Sale | Aug 30, 2016 |
| Deed Book / Page | 801 / 204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 28, 2026 |
| Property Address | 2398 DRAKE CV W, HERNANDO, MS 38632-6942 |
| Document Number | 5663098886 |
| Book / Page | 5663 / 98886 |
| Instrument Date | Aug 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2026 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2398 DRAKE CV W, HERNANDO, MS 38632-6942 |
| Document Number | 5663098886, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 5663/98886 |
| Name | CAPITAL GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,937.00 (+17.82%) | $19,209 (+37.04%) Land $2,500 Building $16,709 | $192,091 (+37.04%) Land $25,000 Building $167,091 |
| 2023 | $1,644.00 | $14,017 | $140,174 Land $25,000 Building $115,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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