2398 Bobtail Cutoff Rd, Libby, MT 59923 Property Records

Lincoln County property record for 2398 Bobtail Cutoff Rd, Libby, MT 59923

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,821 sqft · built 1993
Lot Size	5 acres (218,018 sqft)
Owner	2 Individual Names on File
Last Sale	$585,200 (Nov 2025)
Tax Bill	$1,231 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2025 Mortgage + 1 more
APN	`R5615873`

Property Details

APN / Parcel Number

Primary APN	`R5615873`
Alternative APNs	`56-4283-02-2-02-55-0000` `0000016468`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,821 sqft Living Area
1st Floor Area	1,341 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	218,018 sqft (5 acres)

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000016468
Street Address	2398 BOBTAIL CUTOFF RD
City	LIBBY
State	MT
Zip	59923-9469
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S02, T31 N, R31 W, C.O.S. 709, PARCEL B, ACRES 5.005, OR TRACT 3BE2 IN NWSW ASSR#0000016468
Legal Range	31W
Legal Township	31N
Legal Section	02
Legal Subdivision	CS 709
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	1
Census Block	1393
Census Tract	300

Owner

Source: Lincoln County records · APN R5615873

Assessment roll updated September 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2398 BOBTAIL CUTOFF RD, LIBBY, MT 59923-9469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	2025318435
Deed Book / Page	412 / 745
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	0000294728
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	2398 BOBTAIL CUTOFF RD, LIBBY, MT 59923-9469
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, FLYING S T&E LIBBY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000403/586
Date	Oct 26, 2023
Book Page	403/586
Instrument	308038

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Nov 17, 2025
Property Address	2398 BOBTAIL CUTOFF RD, LIBBY, MT 59923-9469
Document Number	000412/745
Book / Page	412 / 745
Instrument Date	Nov 14, 2025
Instrument	318435
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	239 BOBTAIL CUTOFF RD, LIBBY, MT 59923

Mortgage

Document Number	0000318436
Date	Nov 17, 2025
Instrument	318436

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jun 30, 2017
Property Address	2398 BOBTAIL CUTOFF RD, LIBBY, MT 59923-9469
Document Number	000368/133
Book / Page	368 / 133
Instrument Date	Jun 30, 2017
Instrument	269433
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2398 BOBTAIL CUTOFF RD, LIBBY, MT 59923-9469

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 W POPLAR ST, LIBBY, MT 59923-2642

Mortgage

Document Number	0000269434
Date	Jun 30, 2017
Instrument	269434

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2037

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,231.00 (-49.15%)	$420,400 (+9.59%)	$420,400 (+9.59%) Land $126,471 Building $293,929
2023	$2,421.00	$383,600	$383,600 Land $78,537 Building $305,063

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300530003001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 80% of the US · above 69% of Montana
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Northwest Fiber DSL	115 / 7

Based on FCC filings for 50 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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