23978 Mossy Oaks Dr, New Caney, TX 77357 Property Records

Montgomery County property record for 23978 Mossy Oaks Dr, New Caney, TX 77357

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,518 sqft · built 2001
Lot Size	2 acres (87,207 sqft)
Owner	2 Individual Names on File
Last Sale	$900,782 (Sep 2022)
Tax Bill	$10,106 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7428-03-19900`

Property Details

APN / Parcel Number

Primary APN	`7428-03-19900`
Alternative APN	`R282609`

Interior

Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,518 sqft Living Area
Gross Area	4,254 sqft
1st Floor Area	3,518 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	87,207 sqft
View / Lot	Front
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	575 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	23978 MOSSY OAKS DR
City	NEW CANEY
State	TX
Zip	77357-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHCREST RANCH 03, BLOCK 4, LOT 2
Legal Subdivision	NORTHCREST RANCH 03
Legal Block	4
Legal Lot Number	2
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	3
Census Block	3003
Census Tract	692702

Owner

23978 Mossy Oaks Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23978 MOSSY OAKS DR, NEW CANEY, TX 77357-4746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Mar 20, 2012 · Amount on File
Deed Document Number	2022120668
Prior Transfer Date	Aug 25, 2000
Prior Transfer Doc	0000074284
Record Updated	Oct 29, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 30, 2022
Property Address	23978 MOSSY OAKS DR, NEW CANEY, TX 77357-4746
Document Number	0000120668
Map Reference	CAB N SH 87-90
Instrument Date	Sep 28, 2022
Instrument	2022120668
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23978 MOSSY OAKS DR, 23978, NEW CANEY, TX 77357-4746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23978 MOSSY OAKS DR, NEW CANEY, TX 77357-4746

Mortgage

Document Number	0000120669
Date	Sep 30, 2022
Instrument	2022120669

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 23978 Mossy Oaks Dr was $10,106 with a homeowner's exemption, down 6.9% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Splendora Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,805 (-1.11%) Land $160,070 Building $494,735	$654,805 (-1.11%) Land $160,070 Building $494,735
2025	$10,106.00 (-6.93%) Homeowner's exemption	$662,146 (-1.91%) Land $152,152 Building $509,994	$662,146 (-7.13%) Land $152,152 Building $509,994
2024	$10,859.00 (+15%) Homeowner's exemption	$675,070 (+1%) Land $152,152 Building $560,810	$712,962 (+16.17%) Land $152,152 Building $560,810
2023	$9,443.00 Homeowner's exemption	$613,700 Land $152,250 Building $461,450	$613,700 Land $152,250 Building $461,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23978 Mossy Oaks Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Nearby Flood Policies	86 in force
Nearby Flood Claims	13 (2016–2024)
Claims Outside the SFHA	6 of 13
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Tropical Storm Imelda, Sep 2019 · 9 claims Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23978 Mossy Oaks Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHCREST RANCH WATER SYSTEM private · serves 1,404 people · EPA ID TX1700623
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20