23972 Dory Dr, Laguna Niguel, CA 92677 Property Records

Orange County property record for 23972 Dory Dr, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,621 sqft · built 1986
Lot Size	0.132 acres (5,760 sqft)
Owner	Trust Name on File
Last Sale	$299,000 (Oct 1995)
Tax Bill	$5,190 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`672-312-07`

Property Details

APN / Parcel Number

Primary APN	`672-312-07`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,621 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	5,760 sqft (0.132 acres)
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	23972 DORY DR
City	LAGUNA NIGUEL
State	CA
Zip	92677-4237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10712 BLK LOT 60
Legal Subdivision	SEACALL
Legal Tract	10712
Legal Lot Number	60
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1007
Census Tract	42332

Owner

23972 Dory Dr is held in a trust since December 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	23972 DORY DR, LAGUNA NIGUEL, CA 92677-4237
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 1995 · Amount on File
Deed Sale	Oct 10, 1995 · Amount on File
Deed Document Number	1995444087
Last Transfer Date	Dec 9, 2020
Transfer Doc	0000761771
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23972 DORY DR, LAGUNA NIGUEL, CA 92677-4237
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23972 DORY DR, LAGUNA NIGUEL, CA 92677-4237

Mortgage

Document Number	0000081355
Date	Feb 5, 2021
Instrument	2021000081355

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 23, 2020
Property Address	23972 DORY DR, LAGUNA NIGUEL, CA 92677-4237
Document Number	0000761771
Map Reference	MB 468 PG 11-16
Instrument Date	Dec 9, 2020
Instrument	2020000761771
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23972 DORY DR, LAGUNA NIGUEL, CA 92677-4237

Mortgage

Document Number	0000761772
Date	Dec 23, 2020
Instrument	2020000761772

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 23, 2020
Property Address	23972 DORY DR, LAGUNA NIGUEL, CA 92677-4237
Document Number	0000761773
Instrument Date	Dec 9, 2020
Instrument	761773
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	23972 DORY DR LAGUNA NIGUEL CA 926774237, LAGUNA NIGUEL, CA 92677-4237

Tax Assessment & Valuation

The 2025 property tax bill for 23972 Dory Dr was $5,190.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,890 (+2%) Land $254,180 Building $268,710
2025	$5,190.00	$512,638 Land $249,196 Building $263,442
2023	$4,841.00 (+1.94%)	$477,421 Land $239,520 Building $237,901
2022	$4,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23972 Dory Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23972 Dory Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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