St. Mary's County property record for 23970 Plum Ln, Chaptico, MD 20621
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 3,505 sqft · built 2006 |
| Lot Size | 19.8 acres (862,488 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Dec 2004) |
| Tax Bill | $5,448 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-044746 |
| Primary APN | 04-044746 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,505 sqft Total Area |
| 1st Floor Area | 120 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 862,488 sqft (19.8 acres) |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 880 sqft |
| Porch | Slab |
| Porch Area | 1,333 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 044746 |
|---|---|
| Street Address | 23970 PLUM LN |
| City | CHAPTICO |
| State | MD |
| Zip | 20621-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPD |
| Legal Description | FARMSTEAD LOT 2 PLAT 34/20 BRAMBLY WOODS |
| Legal Subdivision | BRAMBLY WOODS |
| Legal Lot Number | 2 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 875202 |
23970 Plum Ln, a rural home, is owned and occupied by two individuals who bought it in December 2004.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23970 PLUM LN, CHAPTICO, MD 20621-2442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2004 · Amount on File |
| Deed Sale | Dec 21, 2004 · Amount on File |
| Deed Document Number | 20042039 |
| Deed Book / Page | 2423 / 498 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 23970 Plum Ln was $5,448 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,533 | $587,100 Land $119,000 Building $468,100 | |
| 2025 | $5,448.00 Homeowner's exemption | ||
| 2023 | $5,120.00 Homeowner's exemption | $475,567 | $495,400 Land $119,000 Building $376,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23970 Plum Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23970 Plum Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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