Maricopa County property record for 23970 N 148th Dr, Surprise, AZ 85387
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,199 sqft · built 2025 |
| Lot Size | 0.139 acres (6,089 sqft) |
| Owner | Individual Name on File |
| Last Sale | $447,354 (May 2025) |
| Tax Bill | $102 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 503-69-700 |
| Primary APN | 503-69-700 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,199 sqft Living Area |
| 1st Floor Area | 2,199 sqft |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 6,089 sqft (0.139 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 23970 N 148TH DR |
|---|---|
| City | SURPRISE |
| State | AZ |
| Zip | 85387-6060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PAD |
| Legal Description | RANCHO MERCADO PARCEL A1 MCR 1542-32 |
| Legal Range | 01W |
| Legal Township | 04N |
| Legal Section | 08 |
| Legal Subdivision | RANCHO MERCADO PARCEL A1 |
| Legal Lot Number | 1543 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | WICKENBURG |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 40538 |
23970 N 148th Dr is owned by an individual who bought it in May 2025.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5129 N 87TH DR, GLENDALE, AZ 85305-2408 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ONEAZ CU |
| May 30, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 30, 2025 | Intrafamily Transfer, Transfer INSPIRED TITLE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on File |
| Deed Sale | May 30, 2025 · Amount on File |
| Prior Sale | May 30, 2025 |
| Deed Document Number | 20250311028 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 23970 N 148TH DR, SURPRISE, AZ 85387-6060 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 5129 N 87TH DR, GLENDALE, AZ 85305-2408 |
| Document Number | 0000721603 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 20250721603 |
| Name | ONEAZ CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 30, 2025 |
| Property Address | 23970 N 148TH DR, SURPRISE, AZ 85387-6060 |
| Document Number | 0000311028 |
| Map Reference | MB 1542 PG 32 |
| Instrument Date | May 29, 2025 |
| Instrument | 20250311028 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | INSPIRED TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4900 N SCOTTSDALE RD STE 2200, 2200, SCOTTSDALE, AZ 85251-7656 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5129 N 87TH DR, GLENDALE, AZ 85305-2408 |
| Document Number | 0000311029 |
|---|---|
| Date | May 30, 2025 |
| Instrument | 20250311029 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 30, 2025 |
| Property Address | 23970 N 148TH DR, SURPRISE, AZ 85387-6060 |
| Document Number | 0000311027 |
| Map Reference | MB 1542 PG 32 |
| Instrument Date | May 29, 2025 |
| Instrument | 20250311027 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | INSPIRED TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 23970 N 148th Dr was $102.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Surprise City |
| Unified School District | Dysart Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,425 | $426,500 Land $85,300 Building $341,200 | |
| 2025 | $102.00 | ||
| 2024 | $10,650 | $71,000 Land $71,000 | |
| 2023 | $68.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 23970 N 148th Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23970 N 148th Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 63% of Arizona |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
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