2397 Watrous Dr, Dunedin, FL 34698 Property Records

Pinellas County property record for 2397 Watrous Dr, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,025 sqft · built 1963
Lot Size	0.265 acres (11,535 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jun 2021)
Tax Bill	$8,859 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-9789-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-9789-8`
Alternative APNs	`14-28-15-27270-000-1940` `281514272700001940` `152814272700001940` `R147754`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,025 sqft Living Area
Gross Area	2,698 sqft
1st Floor Area	2,025 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1993
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,535 sqft (0.265 acres)
Lot Dimensions	110 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R147754
Street Address	2397 WATROUS DR
City	DUNEDIN
State	FL
Zip	34698-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY ESTATES 4TH ADD LOT 194
Legal Range	15E
Legal Township	28S
Legal Section	14
Legal Subdivision	FAIRWAY ESTATES 4TH ADD
Legal Tract	27270
Legal Lot Number	194
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1005
Census Tract	27106

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2397 WATROUS DR, DUNEDIN, FL 34698-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 8, 2021	Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC
Mar 8, 2021	Warranty Deed, Transfer TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	2021184329
Deed Book / Page	21565 / 2026
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2397 WATROUS DR, DUNEDIN, FL 34698-2204
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2397 WATROUS DR, DUNEDIN, FL 34698-2204

Mortgage

Document Number	0234832113
Date	Mar 11, 2026
Book Page	23483/2113
Instrument	2026066447

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Mar 10, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 3, 2021
Property Address	2397 WATROUS DR, DUNEDIN, FL 34698-2243
Document Number	0215652026
Book / Page	21565 / 2026
Map Reference	MB 50 PG 2&3
Instrument Date	Jun 1, 2021
Instrument	2021184329
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3203 OLIVE HILL RD, FALLBROOK, CA 92028-9437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2397 WATROUS DR, DUNEDIN, FL 34698-2243

Mortgage

Document Number	0215652029
Date	Jun 3, 2021
Book Page	21565/2029
Instrument	2021184330

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 8, 2021
Property Address	2397 WATROUS DR, DUNEDIN, FL 34698-2243
Document Number	0214222502
Book / Page	21422 / 2502
Map Reference	MB 50 PG 2&3
Instrument Date	Feb 23, 2021
Instrument	2021074323
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,642.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5601 MARINER ST STE 104, 5601, TAMPA, FL 33609-3450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 OLIVE HILL RD, FALLBROOK, CA 92028-9437

Mortgage

Document Number	0214222504
Date	Mar 8, 2021
Instrument	21422/2504

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2022

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 8, 2021
Property Address	2397 WATROUS DR, DUNEDIN, FL 34698-2243
Document Number	0214222500
Book / Page	21422 / 2500
Map Reference	MB 50 PG 2&3
Instrument Date	Feb 23, 2021
Instrument	2021074322
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1373, PALM HARBOR, FL 34682-1373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 MARINER ST STE 104, 104, TAMPA, FL 33609-3450
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,859.00 (+5.58%) Homeowner's exemption	$544,849 (+5.99%)	$605,551 (+17.79%) Land $315,923 Building $289,628
2024	$8,391.00 (+1.33%)
2023	$8,281.00 (+5.12%) Homeowner's exemption	$514,072 (+15.11%)	$514,072 (+15.11%) Land $272,770 Building $241,302
2022	$7,878.00	$446,588	$446,588 Land $271,331 Building $175,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 151 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	151 in force
Nearby Flood Claims	57 (1979–2024)
Claims Outside the SFHA	6 of 57
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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