2397 Old Pine Trl, Fleming Island, FL 32003 Property Records

Clay County property record for 2397 Old Pine Trl, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,894 sqft · built 2003
Lot Size	0.081 acres (3,568 sqft)
Owner	2 Owner Names on Record
Last Sale	$157,500 (Apr 2003)
Tax Bill	$1,654 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-05-26-014221-039-78`

Property Details

APN / Parcel Number

Primary APN	`05-05-26-014221-039-78`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,894 sqft Heated Area
Gross Area	2,263 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,568 sqft (0.081 acres)
Garage Area	244 sqft
Porch	Porch
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2397 OLD PINE TRL
City	FLEMING ISLAND
State	FL
Zip	32003-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 20-C PINE LAKE U-1 AS RECO R 2183 PG 1514
Legal Range	26
Legal Township	05
Legal Section	05
Legal Subdivision	PINE LAKE U-1 @ EAGLE HARBOR
Legal Lot Number	20
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1006
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2397 OLD PINE TRL, FLEMING ISLAND, FL 32003-4917
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jan 22, 2018	Deed of Trust, Mortgage · FHA Mortgage NETWORK FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2003 · Amount on Record
Deed Sale	Apr 15, 2003 · Amount on Record
Deed Document Number	200323209
Deed Book / Page	2183 / 1514
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2397 OLD PINE TRL, FLEMING ISLAND, FL 32003-4917
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2397 OLD PINE TRL, FLEMING ISLAND, FL 32003-4917

Mortgage

Document Number	0044500800
Date	Apr 30, 2021
Book Page	4450/800
Instrument	2021026752

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2397 OLD PINE TRL, FLEMING ISLAND, FL 32003-4917
Document Number	0000590001
Book / Page	000059 / 000001
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2397 OLD PINE TRL FLEMING ISLAND FL 320034917, FLEMING ISLAND, FL 32003-4917

Mortgage

Document Number	0000590001
Date	Jan 26, 2018
Book Page	000059/000001
Instrument	4566

Lender

Name	NETWORK FNDG
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,654.00 (-50.02%) Homeowner's exemption	$148,652 (+5.99%)	$307,957 (+11.44%) Land $55,000 Building $252,957
2023	$3,309.00 (+8.14%) Homeowner's exemption	$140,256 (+3%)	$276,337 (+12.93%) Land $40,000 Building $236,337
2022	$3,060.00 Homeowner's exemption	$136,171	$244,708 Land $40,000 Building $204,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Old Pine Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures