2397 N Wayne Ave, Chicago, IL 60614 Property Records

Cook County property record for 2397 N Wayne Ave, Chicago, IL 60614

Property Summary

Property Type	Condominium
Details	built 1988
Lot Size	2.19 acres (95,723 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (May 2026)
Tax Bill	$16,175 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-32-105-019-1026`

Property Details

APN / Parcel Number

Primary APN	`14-32-105-019-1026`

Interior

Units	40 Units
Stories	3 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	95,723 sqft

Location & Zoning

Street Address	2397 N WAYNE AVE
City	CHICAGO
State	IL
Zip	60614-3118
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-5,RT-4
Legal Description	(LAKEWOOD) (COMMONS) (WEST) CONDO TOWNHOMES IN NW SEC 32-40-14
Legal Range	14E
Legal Township	40N
Legal Section	32
Legal Subdivision	LAKEWOOD COMMONS WEST CONDO
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2002
Census Tract	832500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sheffield Historic District (Boundary Increase) listed 1983 · 34 contributing resources · NRIS 83000313

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2397 N WAYNE AVE, CHICAGO, IL 60614-3118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAZA HM MTG
Feb 17, 2017	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	202623060
Prior Transfer Date	Nov 14, 1995
Prior Transfer Doc	0000000844
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2397 N WAYNE AVE, CHICAGO, IL 60614-3118
Transaction Type	Mortgage
Record Updated	May 25, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002012039
Date	Jan 20, 2022
Instrument	2202012039

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

Interest

Rate Type	Fixed Rate
Rate	2.05%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2397 N WAYNE AVE, CHICAGO, IL 60614-3118
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 N MAGNOLIA AVE, CHICAGO, IL 60614-1203

Mortgage

Document Number	0000918410
Date	Jan 9, 2025
Instrument	2500918410

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	8.59%
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 7, 2026
Property Address	2397 N WAYNE AVE, CHICAGO, IL 60614-3118
Document Number	0000023060
Instrument Date	Apr 29, 2026
Instrument	2026.23060
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2397 N WAYNE AVE, CHICAGO, IL 60614-3118
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023061,
Date	May 7, 2026
Instrument	2026.127.23061

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 9, 2020
Property Address	2397 N WAYNE AVE, CHICAGO, IL 60614-3118
Document Number	2031246338
Instrument Date	Aug 16, 2020
Instrument	31246338
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2397 N AVE CHICAGO IL 60614, CHICAGO, IL 60614

Mortgage

Document Number	2031246339
Date	Nov 9, 2020
Instrument	31246339

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

Mortgage

Document Number	2031246340,
Date	Nov 9, 2020
Instrument	31246340

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	211 E OHIO ST # 510, CHICAGO, IL 60611-3220

Agreement

Amount	Amount Recorded

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 17, 2017
Property Address	2397 N WAYNE AVE, CHICAGO, IL 60614-3118
Document Number	1704822114
Instrument Date	Feb 7, 2017
Instrument	4822114
Transaction Type	Transfer
Record Updated	Mar 2, 2017
Title Company	BARRISTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	657 W FULTON ST CHICAGO IL 606611284, CHICAGO, IL 60661-1284

Mortgage

Document Number	1704822115
Date	Feb 17, 2017
Instrument	4822115

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,513 (+11.82%) Land $33,814 Building $46,699	$805,130 (+11.82%) Land $338,140 Building $466,990
2024	$16,175.00 (+6.48%)
2023	$15,191.00 (+2.58%)
2022	$14,809.00 Homeowner's exemption	$72,000 Land $27,269 Building $44,731	$720,000 Land $272,690 Building $447,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1987–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Zentro.

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