2397 Morada Ln, Ashland, OR 97520 Property Records

Jackson County property record for 2397 Morada Ln, Ashland, OR 97520

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,592 sqft · built 1970
Lot Size0.2 acres (8,712 sqft)
OwnerTrust Name on File
Last Sale$420,000 (Sep 2020)
Tax Bill$5,043 (2025)
Deeds & MortgagesJul 2022 Transfer
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN391E14CD4200

Property Details

APN / Parcel Number

Primary APN391E14CD4200
Alternative APNs
  • 391E14CD04200
  • 10082828

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,592 sqft Living Area
Gross Area2,008 sqft
1st Floor Area1,160 sqft
2nd Floor Area432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2004
Exterior MaterialConcrete
Roof MaterialOther
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces
Deck Area380 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2397 MORADA LN
CityASHLAND
StateOR
Zip97520-3640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-7.5
Legal Range01E
Legal Township39S
Legal Section14
Legal Quarter3
Legal SubdivisionPAYNE SUBDIVISION
Legal Block4
Legal Lot Number7
JurisdictionJACKSON OR
Township / Civil DivisionASHLAND
Census Block Group4
Census Block4022
Census Tract2200

Owner

2397 Morada Ln is owner-occupied and held in a trust since September 2020.

Source: Jackson County records, as of August 19, 2026

Owner of RecordTrust Name on File
Mailing Address2397 MORADA LN, ASHLAND, OR 97520-3640
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Intrafamily Transfer, Transfer
Sep 28, 2020Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2020 · Amount on File
Deed SaleSep 28, 2020 · Amount on File
Prior SaleApr 12, 2016 · Amount on File
Deed Document Number202035645
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON OR
Recording DateJul 1, 2022
Property Address2397 MORADA LN, ASHLAND, OR 97520-3640
Document Number0000020913
Map ReferenceVOL 9 PG 62
Instrument DateJun 27, 2022
Instrument2022-020913
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2397 MORADA LN, ASHLAND, OR 97520-3640

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionJACKSON OR
Recording DateSep 28, 2020
Property Address2397 MORADA LN, ASHLAND, OR 97520-3640
Document Number0000035645
Map ReferenceVOL 9 PG 62
Instrument DateSep 14, 2020
Instrument2020-035645
Transaction TypeTransfer
Record UpdatedJul 8, 2022
Title CompanyFIRST AMERICAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2397 MORADA LN, ASHLAND, OR 97520-3640

Mortgage

Document Number0000035646
DateSep 28, 2020
Instrument2020-035646
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2397 Morada Ln was $5,043, up 2.1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityAshland City
Unified School DistrictAshland School District 5 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,030 (+3%)$462,340 (-6.1%) Land $211,680 Building $250,660
2025$5,043.00 (+2.15%)$318,480 (+3%) Land $125,510 Building $192,970$492,390 (+8.82%) Land $209,200 Building $283,190
2024$4,937.00 (+3.35%)$309,210 (+3%) Land $121,850 Building $187,360$452,480 (+0.96%) Land $202,600 Building $249,880
2023$4,777.00 (+3.33%)$300,210 (+3%) Land $118,300 Building $181,910$448,190 (+1.68%) Land $236,740 Building $211,450
2022$4,623.00$291,470 Land $114,860 Building $176,610$440,790 Land $273,320 Building $167,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2397 Morada Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimJan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2397 Morada Ln is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · lower than 65% of Oregon
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLAND WATER DEPARTMENT
serves 20,946 people · EPA ID OR4100047
Water SourceSurface water
Last State InspectionJul 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rogue Broadband
Fixed Wireless
200 / 25
FireServe
Fixed Wireless
100 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Hunter Communications.

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