2397 Franklin Rd, Eddy, TX 76524 Property Records

McLennan County property record for 2397 Franklin Rd, Eddy, TX 76524

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,509 sqft · built 1956
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$180,015 (May 2021)
Tax Bill	$2,069 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-039000-000101-1`

Property Details

APN / Parcel Number

Primary APN	`16-039000-000101-1`
Alternative APNs	`1603900000010110111` `105077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,509 sqft Living Area
Gross Area	2,701 sqft
1st Floor Area	2,509 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	435,600 sqft
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	540 sqft
Shed	1 Shed
Shed Area	1,100 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2397 FRANKLIN RD
City	MOODY
State	TX
Zip	76557
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	POLK THOMAS ACRES 10.0
Legal Subdivision	POLK THOMAS
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	3
Census Block	3000
Census Tract	3802

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 213, EDDY, TX 76524-0213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WALLICK & VOLK INC
Nov 13, 2017	Deed of Trust, Mortgage WALLICK & VOLK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Jul 8, 2011 · Amount on Record
Deed Document Number	202120842
Prior Transfer Date	Jul 1, 2011
Prior Transfer Doc	0000020532
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	May 28, 2021
Property Address	2397 FRANKLIN RD, EDDY, TX 76524-3919
Document Number	0000020842
Map Reference	FILE 2011020532
Instrument Date	May 24, 2021
Instrument	2021020842
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2397 FRANKLIN RD, EDDY, TX 76524-3919

Mortgage

Document Number	0000020843
Date	May 28, 2021
Instrument	2021020843

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2397 FRANKLIN RD, EDDY, TX 76524-3919
Document Number	0000038317
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017
Title Company	CENTRALAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2397 FRANKLIN RD EDDY TX 765243919, EDDY, TX 76524-3919

Mortgage

Document Number	0000038317
Date	Nov 20, 2017
Instrument	38317

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 19, 2037

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Bruceville-Eddy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,656 (-17.34%) Land $10,656 Building $213,000	$313,000 (-6.18%) Land $100,000 Building $213,000
2025	$2,069.00 (-16.94%) Homeowner's exemption	$270,570 (-23.5%) Land $7,800 Building $262,770	$333,610 (-5.67%) Land $70,840 Building $262,770
2024	$2,491.00 (-9.45%)
2023		$353,680 Land $70,840 Building $282,840	$353,680 Land $70,840 Building $282,840
2022	$2,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 46% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELM CREEK WSC serves 4,520 people · EPA ID TX1550026
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
Central Link Broadband Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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