St. Charles County property record for 2397 Banon Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,418 sqft · built 2016 |
| Lot Size | 0.142 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Apr 2021) |
| Tax Bill | $4,952 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T170600013 |
| Primary APN | T170600013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,418 sqft Living Area |
| Basement Area | 1,149 sqft |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Composition/Composite |
| Lot Area | 6,229 sqft (0.142 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T170600013 |
|---|---|
| Street Address | 2397 BANON DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS OF PROVENCE #1 LOT 90 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | VLGS OF PROVENCE #1 |
| Legal Lot Number | 90 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310302 |
2397 Banon Dr is owned by an individual who bought it in April 2021.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1801 KAREN LN, STEVENS POINT, WI 54481-6061 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2021 · Amount on File |
| Deed Sale | Apr 6, 2021 · Amount on File |
| Prior Sale | Sep 18, 2019 |
| Deed Document Number | 0202130003 |
| Deed Book / Page | 2021 / 30003 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 6, 2021 |
| Property Address | 2397 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Document Number | 2021R030003 |
| Map Reference | MB 48 PG 299 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021R-030003 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6013 WISTLIA LANE, 6013, JONESBORO, AR 72404 |
| Name | Verified Name |
|---|---|
| Address | 1801 KAREN LN, STEVENS POINT, WI 54481-6061 |
| Document Number | 2021R030004 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021R-030004 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 18, 2019 |
| Property Address | 2397 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Document Number | 0071442319 |
| Book / Page | 7144 / 2319 |
| Map Reference | MB 48 PG 299 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 20190918000512260 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | US TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2397 BANON DR, 2397, SAINT CHARLES, MO 63301-5024 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2397 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Document Number | 20190918000512270 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 20190918000512270 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 2397 Banon Dr was $4,952.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,952.00 | $79,254 | $417,126 Land $90,000 Building $327,126 |
| 2023 | $75,053 | ||
| 2022 | $395,014 Land $65,000 Building $330,014 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2397 Banon Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2002–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2397 Banon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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