23968 Co Rd 50, Cold Spring, MN 56320 Property Records

Stearns County property record for 23968 Co Rd 50, Cold Spring, MN 56320 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 2000
Square Footage	1,854 sqft Living Area
Lot Size	46,609 sqft (1.07 acres)
Occupancy	Owner Occupied
Last Sale	$400,000 (2026)
Tax Bill	$3,206.00 (2026)

Owner

Source: Stearns County records · APN 36-23676-0000

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23968 COUNTY ROAD 50, COLD SPRING, MN 56320-9684
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Dec 03, 2024 · Amount on Record
Deed Doc Number	202647102
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 17, 2026
Property Address	23968 COUNTY ROAD 50, COLD SPRING, MN 56320-9684
Document Number	0000047102
Instrument Date	May 20, 2026
Instrument	202647102
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23968 COUNTY ROAD 50, COLD SPRING, MN 56320-9684

Mortgage

Document Number	0000047103,
Date	Jun 17, 2026
Instrument	202647103

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Wakefield Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,206.00 (+18.22%)
2025		$347,100 (+21.24%) Land $107,100 Building $240,000	$347,100 (+21.24%) Land $107,100 Building $240,000
2023	$2,712.00	$286,300 Land $84,400 Building $201,900	$286,300 Land $84,400 Building $201,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`36-23676-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,854 sqft Living Area
Gross Area	1,768 sqft Gross Area
1st Floor	864 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	46,609 sqft (1.07 acres)
Depth X Width	205 ft x 160 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	816 sqft Garage
Shed	1 Shed
Shed Area	102 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating

Location & Zoning

Street Address	23968 COUNTY ROAD 50
City	COLD SPRING
State	MN
Zip	56320-9684
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1.07 A BEG 265' E OF N4 COR OF SEC 15 - E157.81' - S 200'- W 61.42' - S 152.71' - NW'LY ON N R/W HWY 50 TO PT 200' S OF N LN
Legal Range	30W
Legal Township	123
Legal Section	15
Jurisdiction	STEARNS MN
Minor Civil Division	WAKEFIELD
Census Blockgroup	3
Census Block	3017
Census Tract	11302