Trempealeau County property record for 23965 Howard St, Independence, WI 54747
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.601 acres (26,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,500 (May 2015) |
| Tax Bill | $4,929 (2025) |
| Deeds & Mortgages | Jul 2020 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 241-00442-0000 |
| Primary APN | 241-00442-0000 |
|---|
| Lot Area | 26,199 sqft (0.601 acres) |
|---|
| Street Address | 23965 HOWARD ST |
|---|---|
| City | INDEPENDENCE |
| State | WI |
| Zip | 54747-8052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TUBBS & HUTCHINS 2ND ADDLOTS 3-4-5 BLK 5 |
| Legal Subdivision | TUBBS & HUTCHINS 2ND ADD |
| Legal Block | 5 |
| Legal Lot Number | 3-5 |
| Jurisdiction | TREMPEALEAU WI |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 100300 |
Source: Trempealeau County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23965 HOWARD ST, INDEPENDENCE, WI 54747-8052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2015 · Amount on Record |
| Deed Sale | May 1, 2015 · Amount on Record |
| Deed Document Number | 2015434613 |
| Deed Book / Page | 1011 / 745 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TREMPEALEAU WI |
| Property Address | 23965 HOWARD ST, INDEPENDENCE, WI 54747-8052 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 461528 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 461528 |
| Name | ROYAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Trempealeau County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Trempealeau County |
| Municipality | Independence City |
| Unified School District | Independence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,929.00 (+7.36%) | $232,800 (+37.1%) Land $18,900 Building $213,900 | $250,071 (+6.28%) Land $20,302 Building $229,769 |
| 2024 | $235,300 (+7%) | ||
| 2023 | $4,591.00 | $169,800 Land $14,000 Building $155,800 | $219,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 16 (1986–2019) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Mar 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATERWORKS serves 1,500 people · EPA ID WI6620276 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tri-County Communications Cooperative Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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