23962 N Headwaters Rd, Paulden, AZ 86334 Property Records

Yavapai County property record for 23962 N Headwaters Rd, Paulden, AZ 86334

Property Summary

Property Type	Single Family Home
Details	2,322 sqft · built 2022
Lot Size	4.1 acres (178,596 sqft)
Owner	2 Individual Names on File
Last Sale	$486,250 (Aug 2026)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`306-41-002B`

Property Details

APN / Parcel Number

Primary APN	`306-41-002B`
Alternative APN	`30641002B5`

Interior

Stories	1 Story
Building Area	2,322 sqft Living Area
Gross Area	3,007 sqft
1st Floor Area	2,322 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	178,596 sqft (4.1 acres)
Garage Type	Attached
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Shed	1 Shed
Shed Area	576 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	30641002B5
Street Address	23962 N HEADWATERS RD
City	PAULDEN
State	AZ
Zip	86334-0230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEADWATERS RANCH PER LS 89/16, A PTN OF LOT 3, THE NE PARCEL CORN ER IS THE NE CORNER OF LOT 3.
Legal Subdivision	HEADWATERS RANCH
Legal Lot Number	3
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	1
Census Block	1024
Census Tract	207

Owner

23962 N Headwaters Rd is owned by two individuals who bought it in August 2026.

Source: Yavapai County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2110 SERENA AVE, CLOVIS, CA 93619-2823
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INC
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit ONEAZ CREDIT UNION
Aug 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage AGWEST FARM CREDIT FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Deed Document Number	202639936
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Aug 31, 2026
Property Address	23962 N HEADWATERS RD, PAULDEN, AZ 86334-0230
Document Number	0000039936
Instrument Date	Aug 25, 2026
Instrument	202639936
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2110 SERENA AVE, CLOVIS, CA 93619-2823

Mortgage

Document Number	0000039937,
Date	Aug 31, 2026
Instrument	202639937

Lender

Name	MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Recording Date	Jun 9, 2026
Property Address	23962 N HEADWATERS RD, PAULDEN, AZ 86334-0230
Document Number	0000026191
Instrument Date	Jun 3, 2026
Instrument	202626191
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23962 N HEADWATERS RD, PAULDEN, AZ 86334-0230

Mortgage

Document Number	0000026191,
Date	Jun 9, 2026
Instrument	202626191

Lender

Name	ONEAZ CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	23962 N HEADWATERS RD, PAULDEN, AZ 86334-0230
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23962 NORTH HEADWATERS ROAD, CHINO VALLEY, AZ 86323

Mortgage

Document Number	0000035814
Date	Aug 16, 2023
Instrument	2023-0035814

Lender

Name	AGWEST FARM CREDIT FLCA
Type	Bank
Address	SPOKANE, WA 99224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	3.2%
Max Rate At Change	16.5%
Index	1-Year T-Bill
Max Rate	16.5%

Tax Assessment & Valuation

The 2025 property tax bill for 23962 N Headwaters Rd was $2,124.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Unified School District	Chino Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$41,672	$416,715 Land $50,343 Building $366,372
2025	$2,124.00	$39,548 Land $5,432 Building $34,116	$395,480 Land $54,318 Building $341,162
2022	$233.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23962 N Headwaters Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23962 N Headwaters Rd is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 57% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mile High Networks Fixed Wireless	1,000 / 1,000
Bolt Internet Fixed Wireless	300 / 100
T-Mobile Fixed Wireless	25 / 3

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